LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,597
−HK$2,169/mo
▼ 0.25% · 3.875%
HK$35,673
−HK$1,093/mo
Today · 4.125%
HK$36,766
baseline
▲ 0.50% · 4.625%
HK$39,003
+HK$2,237/mo
Deposit HK$7.59M · loan HK$7.59M · min. income ≈ HK$73,532/mo (50% DSR)
Upfront cash ≈ HK$8.16M (deposit + AVD stamp duty HK$568,963 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,489
−HK$2,079/mo
▼ 0.25% · 3.875%
HK$39,521
−HK$1,047/mo
Today · 4.125%
HK$40,568
baseline
▲ 0.50% · 4.625%
HK$42,706
+HK$2,138/mo
Deposit HK$7.59M · loan HK$7.59M · min. income ≈ HK$81,136/mo (50% DSR)
Upfront cash ≈ HK$8.16M (deposit + AVD stamp duty HK$568,963 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,516
−HK$2,604/mo
▼ 0.25% · 3.875%
HK$42,808
−HK$1,312/mo
Today · 4.125%
HK$44,120
baseline
▲ 0.50% · 4.625%
HK$46,804
+HK$2,684/mo
Deposit HK$6.07M · loan HK$9.10M · min. income ≈ HK$88,240/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$568,963 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,186
−HK$2,496/mo
▼ 0.25% · 3.875%
HK$47,425
−HK$1,257/mo
Today · 4.125%
HK$48,682
baseline
▲ 0.50% · 4.625%
HK$51,248
+HK$2,566/mo
Deposit HK$6.07M · loan HK$9.10M · min. income ≈ HK$97,364/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$568,963 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,436
−HK$3,037/mo
▼ 0.25% · 3.875%
HK$49,942
−HK$1,531/mo
Today · 4.125%
HK$51,473
baseline
▲ 0.50% · 4.625%
HK$54,605
+HK$3,132/mo
Deposit HK$4.55M · loan HK$10.62M · min. income ≈ HK$102,946/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$568,963 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,884
−HK$2,911/mo
▼ 0.25% · 3.875%
HK$55,329
−HK$1,466/mo
Today · 4.125%
HK$56,795
baseline
▲ 0.50% · 4.625%
HK$59,789
+HK$2,994/mo
Deposit HK$4.55M · loan HK$10.62M · min. income ≈ HK$113,590/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$568,963 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,274
−HK$3,905/mo
▼ 0.25% · 3.875%
HK$64,211
−HK$1,968/mo
Today · 4.125%
HK$66,179
baseline
▲ 0.50% · 4.625%
HK$70,206
+HK$4,027/mo
Deposit HK$1.52M · loan HK$13.66M · min. income ≈ HK$132,358/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$568,963 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,279
−HK$3,743/mo
▼ 0.25% · 3.875%
HK$71,137
−HK$1,885/mo
Today · 4.125%
HK$73,022
baseline
▲ 0.50% · 4.625%
HK$76,872
+HK$3,850/mo
Deposit HK$1.52M · loan HK$13.66M · min. income ≈ HK$146,044/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$568,963 · Scale 2, in force from 26 Feb 2026)