LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,597
−HK$2,170/mo
▼ 0.25% · 3.875%
HK$35,674
−HK$1,093/mo
Today · 4.125%
HK$36,767
baseline
▲ 0.50% · 4.625%
HK$39,004
+HK$2,237/mo
Deposit HK$7.59M · loan HK$7.59M · min. income ≈ HK$73,534/mo (50% DSR)
Upfront cash ≈ HK$8.16M (deposit + AVD stamp duty HK$568,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,489
−HK$2,080/mo
▼ 0.25% · 3.875%
HK$39,522
−HK$1,047/mo
Today · 4.125%
HK$40,569
baseline
▲ 0.50% · 4.625%
HK$42,707
+HK$2,138/mo
Deposit HK$7.59M · loan HK$7.59M · min. income ≈ HK$81,138/mo (50% DSR)
Upfront cash ≈ HK$8.16M (deposit + AVD stamp duty HK$568,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,517
−HK$2,603/mo
▼ 0.25% · 3.875%
HK$42,808
−HK$1,312/mo
Today · 4.125%
HK$44,120
baseline
▲ 0.50% · 4.625%
HK$46,805
+HK$2,685/mo
Deposit HK$6.07M · loan HK$9.10M · min. income ≈ HK$88,240/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$568,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,187
−HK$2,496/mo
▼ 0.25% · 3.875%
HK$47,426
−HK$1,257/mo
Today · 4.125%
HK$48,683
baseline
▲ 0.50% · 4.625%
HK$51,249
+HK$2,566/mo
Deposit HK$6.07M · loan HK$9.10M · min. income ≈ HK$97,366/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$568,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,436
−HK$3,038/mo
▼ 0.25% · 3.875%
HK$49,943
−HK$1,531/mo
Today · 4.125%
HK$51,474
baseline
▲ 0.50% · 4.625%
HK$54,606
+HK$3,132/mo
Deposit HK$4.55M · loan HK$10.62M · min. income ≈ HK$102,948/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$568,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,885
−HK$2,911/mo
▼ 0.25% · 3.875%
HK$55,330
−HK$1,466/mo
Today · 4.125%
HK$56,796
baseline
▲ 0.50% · 4.625%
HK$59,790
+HK$2,994/mo
Deposit HK$4.55M · loan HK$10.62M · min. income ≈ HK$113,592/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$568,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,275
−HK$3,906/mo
▼ 0.25% · 3.875%
HK$64,212
−HK$1,969/mo
Today · 4.125%
HK$66,181
baseline
▲ 0.50% · 4.625%
HK$70,208
+HK$4,027/mo
Deposit HK$1.52M · loan HK$13.66M · min. income ≈ HK$132,362/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$568,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,281
−HK$3,743/mo
▼ 0.25% · 3.875%
HK$71,139
−HK$1,885/mo
Today · 4.125%
HK$73,024
baseline
▲ 0.50% · 4.625%
HK$76,873
+HK$3,849/mo
Deposit HK$1.52M · loan HK$13.66M · min. income ≈ HK$146,048/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$568,973 · Scale 2, in force from 26 Feb 2026)