LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,598
−HK$2,170/mo
▼ 0.25% · 3.875%
HK$35,674
−HK$1,094/mo
Today · 4.125%
HK$36,768
baseline
▲ 0.50% · 4.625%
HK$39,005
+HK$2,237/mo
Deposit HK$7.59M · loan HK$7.59M · min. income ≈ HK$73,536/mo (50% DSR)
Upfront cash ≈ HK$8.16M (deposit + AVD stamp duty HK$568,984 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,490
−HK$2,080/mo
▼ 0.25% · 3.875%
HK$39,522
−HK$1,048/mo
Today · 4.125%
HK$40,570
baseline
▲ 0.50% · 4.625%
HK$42,708
+HK$2,138/mo
Deposit HK$7.59M · loan HK$7.59M · min. income ≈ HK$81,140/mo (50% DSR)
Upfront cash ≈ HK$8.16M (deposit + AVD stamp duty HK$568,984 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,518
−HK$2,603/mo
▼ 0.25% · 3.875%
HK$42,809
−HK$1,312/mo
Today · 4.125%
HK$44,121
baseline
▲ 0.50% · 4.625%
HK$46,806
+HK$2,685/mo
Deposit HK$6.07M · loan HK$9.10M · min. income ≈ HK$88,242/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$568,984 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,188
−HK$2,495/mo
▼ 0.25% · 3.875%
HK$47,427
−HK$1,256/mo
Today · 4.125%
HK$48,683
baseline
▲ 0.50% · 4.625%
HK$51,250
+HK$2,567/mo
Deposit HK$6.07M · loan HK$9.10M · min. income ≈ HK$97,366/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$568,984 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,437
−HK$3,038/mo
▼ 0.25% · 3.875%
HK$49,944
−HK$1,531/mo
Today · 4.125%
HK$51,475
baseline
▲ 0.50% · 4.625%
HK$54,607
+HK$3,132/mo
Deposit HK$4.55M · loan HK$10.62M · min. income ≈ HK$102,950/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$568,984 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,886
−HK$2,911/mo
▼ 0.25% · 3.875%
HK$55,331
−HK$1,466/mo
Today · 4.125%
HK$56,797
baseline
▲ 0.50% · 4.625%
HK$59,791
+HK$2,994/mo
Deposit HK$4.55M · loan HK$10.62M · min. income ≈ HK$113,594/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$568,984 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,277
−HK$3,905/mo
▼ 0.25% · 3.875%
HK$64,214
−HK$1,968/mo
Today · 4.125%
HK$66,182
baseline
▲ 0.50% · 4.625%
HK$70,209
+HK$4,027/mo
Deposit HK$1.52M · loan HK$13.66M · min. income ≈ HK$132,364/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$568,984 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,282
−HK$3,743/mo
▼ 0.25% · 3.875%
HK$71,140
−HK$1,885/mo
Today · 4.125%
HK$73,025
baseline
▲ 0.50% · 4.625%
HK$76,874
+HK$3,849/mo
Deposit HK$1.52M · loan HK$13.66M · min. income ≈ HK$146,050/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$568,984 · Scale 2, in force from 26 Feb 2026)