LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,599
−HK$2,169/mo
▼ 0.25% · 3.875%
HK$35,675
−HK$1,093/mo
Today · 4.125%
HK$36,768
baseline
▲ 0.50% · 4.625%
HK$39,005
+HK$2,237/mo
Deposit HK$7.59M · loan HK$7.59M · min. income ≈ HK$73,536/mo (50% DSR)
Upfront cash ≈ HK$8.16M (deposit + AVD stamp duty HK$568,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,491
−HK$2,079/mo
▼ 0.25% · 3.875%
HK$39,523
−HK$1,047/mo
Today · 4.125%
HK$40,570
baseline
▲ 0.50% · 4.625%
HK$42,709
+HK$2,139/mo
Deposit HK$7.59M · loan HK$7.59M · min. income ≈ HK$81,140/mo (50% DSR)
Upfront cash ≈ HK$8.16M (deposit + AVD stamp duty HK$568,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,518
−HK$2,604/mo
▼ 0.25% · 3.875%
HK$42,810
−HK$1,312/mo
Today · 4.125%
HK$44,122
baseline
▲ 0.50% · 4.625%
HK$46,806
+HK$2,684/mo
Deposit HK$6.07M · loan HK$9.10M · min. income ≈ HK$88,244/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$568,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,189
−HK$2,495/mo
▼ 0.25% · 3.875%
HK$47,427
−HK$1,257/mo
Today · 4.125%
HK$48,684
baseline
▲ 0.50% · 4.625%
HK$51,250
+HK$2,566/mo
Deposit HK$6.07M · loan HK$9.10M · min. income ≈ HK$97,368/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$568,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,438
−HK$3,037/mo
▼ 0.25% · 3.875%
HK$49,945
−HK$1,530/mo
Today · 4.125%
HK$51,475
baseline
▲ 0.50% · 4.625%
HK$54,608
+HK$3,133/mo
Deposit HK$4.55M · loan HK$10.62M · min. income ≈ HK$102,950/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$568,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,887
−HK$2,911/mo
▼ 0.25% · 3.875%
HK$55,332
−HK$1,466/mo
Today · 4.125%
HK$56,798
baseline
▲ 0.50% · 4.625%
HK$59,792
+HK$2,994/mo
Deposit HK$4.55M · loan HK$10.62M · min. income ≈ HK$113,596/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$568,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,277
−HK$3,906/mo
▼ 0.25% · 3.875%
HK$64,215
−HK$1,968/mo
Today · 4.125%
HK$66,183
baseline
▲ 0.50% · 4.625%
HK$70,210
+HK$4,027/mo
Deposit HK$1.52M · loan HK$13.66M · min. income ≈ HK$132,366/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$568,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,283
−HK$3,743/mo
▼ 0.25% · 3.875%
HK$71,141
−HK$1,885/mo
Today · 4.125%
HK$73,026
baseline
▲ 0.50% · 4.625%
HK$76,875
+HK$3,849/mo
Deposit HK$1.52M · loan HK$13.66M · min. income ≈ HK$146,052/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$568,991 · Scale 2, in force from 26 Feb 2026)