LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,599
−HK$2,170/mo
▼ 0.25% · 3.875%
HK$35,675
−HK$1,094/mo
Today · 4.125%
HK$36,769
baseline
▲ 0.50% · 4.625%
HK$39,006
+HK$2,237/mo
Deposit HK$7.59M · loan HK$7.59M · min. income ≈ HK$73,538/mo (50% DSR)
Upfront cash ≈ HK$8.16M (deposit + AVD stamp duty HK$569,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,491
−HK$2,080/mo
▼ 0.25% · 3.875%
HK$39,524
−HK$1,047/mo
Today · 4.125%
HK$40,571
baseline
▲ 0.50% · 4.625%
HK$42,709
+HK$2,138/mo
Deposit HK$7.59M · loan HK$7.59M · min. income ≈ HK$81,142/mo (50% DSR)
Upfront cash ≈ HK$8.16M (deposit + AVD stamp duty HK$569,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,519
−HK$2,604/mo
▼ 0.25% · 3.875%
HK$42,810
−HK$1,313/mo
Today · 4.125%
HK$44,123
baseline
▲ 0.50% · 4.625%
HK$46,807
+HK$2,684/mo
Deposit HK$6.07M · loan HK$9.10M · min. income ≈ HK$88,246/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$569,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,189
−HK$2,496/mo
▼ 0.25% · 3.875%
HK$47,428
−HK$1,257/mo
Today · 4.125%
HK$48,685
baseline
▲ 0.50% · 4.625%
HK$51,251
+HK$2,566/mo
Deposit HK$6.07M · loan HK$9.10M · min. income ≈ HK$97,370/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$569,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,439
−HK$3,037/mo
▼ 0.25% · 3.875%
HK$49,946
−HK$1,530/mo
Today · 4.125%
HK$51,476
baseline
▲ 0.50% · 4.625%
HK$54,609
+HK$3,133/mo
Deposit HK$4.55M · loan HK$10.62M · min. income ≈ HK$102,952/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$569,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,888
−HK$2,911/mo
▼ 0.25% · 3.875%
HK$55,333
−HK$1,466/mo
Today · 4.125%
HK$56,799
baseline
▲ 0.50% · 4.625%
HK$59,793
+HK$2,994/mo
Deposit HK$4.55M · loan HK$10.62M · min. income ≈ HK$113,598/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$569,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,279
−HK$3,905/mo
▼ 0.25% · 3.875%
HK$64,216
−HK$1,968/mo
Today · 4.125%
HK$66,184
baseline
▲ 0.50% · 4.625%
HK$70,211
+HK$4,027/mo
Deposit HK$1.52M · loan HK$13.66M · min. income ≈ HK$132,368/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$569,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,284
−HK$3,743/mo
▼ 0.25% · 3.875%
HK$71,142
−HK$1,885/mo
Today · 4.125%
HK$73,027
baseline
▲ 0.50% · 4.625%
HK$76,877
+HK$3,850/mo
Deposit HK$1.52M · loan HK$13.66M · min. income ≈ HK$146,054/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$569,002 · Scale 2, in force from 26 Feb 2026)