LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,600
−HK$2,169/mo
▼ 0.25% · 3.875%
HK$35,676
−HK$1,093/mo
Today · 4.125%
HK$36,769
baseline
▲ 0.50% · 4.625%
HK$39,007
+HK$2,238/mo
Deposit HK$7.59M · loan HK$7.59M · min. income ≈ HK$73,538/mo (50% DSR)
Upfront cash ≈ HK$8.16M (deposit + AVD stamp duty HK$569,010 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,492
−HK$2,079/mo
▼ 0.25% · 3.875%
HK$39,524
−HK$1,047/mo
Today · 4.125%
HK$40,571
baseline
▲ 0.50% · 4.625%
HK$42,710
+HK$2,139/mo
Deposit HK$7.59M · loan HK$7.59M · min. income ≈ HK$81,142/mo (50% DSR)
Upfront cash ≈ HK$8.16M (deposit + AVD stamp duty HK$569,010 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,520
−HK$2,603/mo
▼ 0.25% · 3.875%
HK$42,811
−HK$1,312/mo
Today · 4.125%
HK$44,123
baseline
▲ 0.50% · 4.625%
HK$46,808
+HK$2,685/mo
Deposit HK$6.07M · loan HK$9.10M · min. income ≈ HK$88,246/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$569,010 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,190
−HK$2,496/mo
▼ 0.25% · 3.875%
HK$47,429
−HK$1,257/mo
Today · 4.125%
HK$48,686
baseline
▲ 0.50% · 4.625%
HK$51,252
+HK$2,566/mo
Deposit HK$6.07M · loan HK$9.10M · min. income ≈ HK$97,372/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$569,010 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,440
−HK$3,037/mo
▼ 0.25% · 3.875%
HK$49,946
−HK$1,531/mo
Today · 4.125%
HK$51,477
baseline
▲ 0.50% · 4.625%
HK$54,609
+HK$3,132/mo
Deposit HK$4.55M · loan HK$10.62M · min. income ≈ HK$102,954/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$569,010 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,889
−HK$2,911/mo
▼ 0.25% · 3.875%
HK$55,334
−HK$1,466/mo
Today · 4.125%
HK$56,800
baseline
▲ 0.50% · 4.625%
HK$59,794
+HK$2,994/mo
Deposit HK$4.55M · loan HK$10.62M · min. income ≈ HK$113,600/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$569,010 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,279
−HK$3,906/mo
▼ 0.25% · 3.875%
HK$64,217
−HK$1,968/mo
Today · 4.125%
HK$66,185
baseline
▲ 0.50% · 4.625%
HK$70,212
+HK$4,027/mo
Deposit HK$1.52M · loan HK$13.66M · min. income ≈ HK$132,370/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$569,010 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,285
−HK$3,743/mo
▼ 0.25% · 3.875%
HK$71,143
−HK$1,885/mo
Today · 4.125%
HK$73,028
baseline
▲ 0.50% · 4.625%
HK$76,878
+HK$3,850/mo
Deposit HK$1.52M · loan HK$13.66M · min. income ≈ HK$146,056/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$569,010 · Scale 2, in force from 26 Feb 2026)