LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,601
−HK$2,169/mo
▼ 0.25% · 3.875%
HK$35,677
−HK$1,093/mo
Today · 4.125%
HK$36,770
baseline
▲ 0.50% · 4.625%
HK$39,008
+HK$2,238/mo
Deposit HK$7.59M · loan HK$7.59M · min. income ≈ HK$73,540/mo (50% DSR)
Upfront cash ≈ HK$8.16M (deposit + AVD stamp duty HK$569,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,493
−HK$2,079/mo
▼ 0.25% · 3.875%
HK$39,525
−HK$1,047/mo
Today · 4.125%
HK$40,572
baseline
▲ 0.50% · 4.625%
HK$42,711
+HK$2,139/mo
Deposit HK$7.59M · loan HK$7.59M · min. income ≈ HK$81,144/mo (50% DSR)
Upfront cash ≈ HK$8.16M (deposit + AVD stamp duty HK$569,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,521
−HK$2,603/mo
▼ 0.25% · 3.875%
HK$42,812
−HK$1,312/mo
Today · 4.125%
HK$44,124
baseline
▲ 0.50% · 4.625%
HK$46,809
+HK$2,685/mo
Deposit HK$6.07M · loan HK$9.10M · min. income ≈ HK$88,248/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$569,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,191
−HK$2,496/mo
▼ 0.25% · 3.875%
HK$47,430
−HK$1,257/mo
Today · 4.125%
HK$48,687
baseline
▲ 0.50% · 4.625%
HK$51,253
+HK$2,566/mo
Deposit HK$6.07M · loan HK$9.10M · min. income ≈ HK$97,374/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$569,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,441
−HK$3,037/mo
▼ 0.25% · 3.875%
HK$49,948
−HK$1,530/mo
Today · 4.125%
HK$51,478
baseline
▲ 0.50% · 4.625%
HK$54,611
+HK$3,133/mo
Deposit HK$4.55M · loan HK$10.62M · min. income ≈ HK$102,956/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$569,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,890
−HK$2,911/mo
▼ 0.25% · 3.875%
HK$55,335
−HK$1,466/mo
Today · 4.125%
HK$56,801
baseline
▲ 0.50% · 4.625%
HK$59,795
+HK$2,994/mo
Deposit HK$4.55M · loan HK$10.62M · min. income ≈ HK$113,602/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$569,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,281
−HK$3,906/mo
▼ 0.25% · 3.875%
HK$64,218
−HK$1,969/mo
Today · 4.125%
HK$66,187
baseline
▲ 0.50% · 4.625%
HK$70,214
+HK$4,027/mo
Deposit HK$1.52M · loan HK$13.66M · min. income ≈ HK$132,374/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$569,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,287
−HK$3,743/mo
▼ 0.25% · 3.875%
HK$71,145
−HK$1,885/mo
Today · 4.125%
HK$73,030
baseline
▲ 0.50% · 4.625%
HK$76,880
+HK$3,850/mo
Deposit HK$1.52M · loan HK$13.66M · min. income ≈ HK$146,060/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$569,025 · Scale 2, in force from 26 Feb 2026)