LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,601
−HK$2,170/mo
▼ 0.25% · 3.875%
HK$35,677
−HK$1,094/mo
Today · 4.125%
HK$36,771
baseline
▲ 0.50% · 4.625%
HK$39,008
+HK$2,237/mo
Deposit HK$7.59M · loan HK$7.59M · min. income ≈ HK$73,542/mo (50% DSR)
Upfront cash ≈ HK$8.16M (deposit + AVD stamp duty HK$569,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,493
−HK$2,080/mo
▼ 0.25% · 3.875%
HK$39,525
−HK$1,048/mo
Today · 4.125%
HK$40,573
baseline
▲ 0.50% · 4.625%
HK$42,711
+HK$2,138/mo
Deposit HK$7.59M · loan HK$7.59M · min. income ≈ HK$81,146/mo (50% DSR)
Upfront cash ≈ HK$8.16M (deposit + AVD stamp duty HK$569,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,521
−HK$2,604/mo
▼ 0.25% · 3.875%
HK$42,812
−HK$1,313/mo
Today · 4.125%
HK$44,125
baseline
▲ 0.50% · 4.625%
HK$46,810
+HK$2,685/mo
Deposit HK$6.07M · loan HK$9.10M · min. income ≈ HK$88,250/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$569,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,192
−HK$2,495/mo
▼ 0.25% · 3.875%
HK$47,430
−HK$1,257/mo
Today · 4.125%
HK$48,687
baseline
▲ 0.50% · 4.625%
HK$51,254
+HK$2,567/mo
Deposit HK$6.07M · loan HK$9.10M · min. income ≈ HK$97,374/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$569,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,441
−HK$3,038/mo
▼ 0.25% · 3.875%
HK$49,948
−HK$1,531/mo
Today · 4.125%
HK$51,479
baseline
▲ 0.50% · 4.625%
HK$54,611
+HK$3,132/mo
Deposit HK$4.55M · loan HK$10.62M · min. income ≈ HK$102,958/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$569,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,890
−HK$2,912/mo
▼ 0.25% · 3.875%
HK$55,336
−HK$1,466/mo
Today · 4.125%
HK$56,802
baseline
▲ 0.50% · 4.625%
HK$59,796
+HK$2,994/mo
Deposit HK$4.55M · loan HK$10.62M · min. income ≈ HK$113,604/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$569,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,281
−HK$3,906/mo
▼ 0.25% · 3.875%
HK$64,219
−HK$1,968/mo
Today · 4.125%
HK$66,187
baseline
▲ 0.50% · 4.625%
HK$70,214
+HK$4,027/mo
Deposit HK$1.52M · loan HK$13.66M · min. income ≈ HK$132,374/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$569,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,287
−HK$3,744/mo
▼ 0.25% · 3.875%
HK$71,146
−HK$1,885/mo
Today · 4.125%
HK$73,031
baseline
▲ 0.50% · 4.625%
HK$76,880
+HK$3,849/mo
Deposit HK$1.52M · loan HK$13.66M · min. income ≈ HK$146,062/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$569,028 · Scale 2, in force from 26 Feb 2026)