LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,601
−HK$2,170/mo
▼ 0.25% · 3.875%
HK$35,678
−HK$1,093/mo
Today · 4.125%
HK$36,771
baseline
▲ 0.50% · 4.625%
HK$39,009
+HK$2,238/mo
Deposit HK$7.59M · loan HK$7.59M · min. income ≈ HK$73,542/mo (50% DSR)
Upfront cash ≈ HK$8.16M (deposit + AVD stamp duty HK$569,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,494
−HK$2,079/mo
▼ 0.25% · 3.875%
HK$39,526
−HK$1,047/mo
Today · 4.125%
HK$40,573
baseline
▲ 0.50% · 4.625%
HK$42,712
+HK$2,139/mo
Deposit HK$7.59M · loan HK$7.59M · min. income ≈ HK$81,146/mo (50% DSR)
Upfront cash ≈ HK$8.16M (deposit + AVD stamp duty HK$569,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,522
−HK$2,603/mo
▼ 0.25% · 3.875%
HK$42,813
−HK$1,312/mo
Today · 4.125%
HK$44,125
baseline
▲ 0.50% · 4.625%
HK$46,810
+HK$2,685/mo
Deposit HK$6.07M · loan HK$9.10M · min. income ≈ HK$88,250/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$569,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,192
−HK$2,496/mo
▼ 0.25% · 3.875%
HK$47,431
−HK$1,257/mo
Today · 4.125%
HK$48,688
baseline
▲ 0.50% · 4.625%
HK$51,254
+HK$2,566/mo
Deposit HK$6.07M · loan HK$9.10M · min. income ≈ HK$97,376/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$569,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,442
−HK$3,038/mo
▼ 0.25% · 3.875%
HK$49,949
−HK$1,531/mo
Today · 4.125%
HK$51,480
baseline
▲ 0.50% · 4.625%
HK$54,612
+HK$3,132/mo
Deposit HK$4.55M · loan HK$10.62M · min. income ≈ HK$102,960/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$569,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,891
−HK$2,912/mo
▼ 0.25% · 3.875%
HK$55,336
−HK$1,467/mo
Today · 4.125%
HK$56,803
baseline
▲ 0.50% · 4.625%
HK$59,797
+HK$2,994/mo
Deposit HK$4.55M · loan HK$10.62M · min. income ≈ HK$113,606/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$569,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,282
−HK$3,906/mo
▼ 0.25% · 3.875%
HK$64,220
−HK$1,968/mo
Today · 4.125%
HK$66,188
baseline
▲ 0.50% · 4.625%
HK$70,215
+HK$4,027/mo
Deposit HK$1.52M · loan HK$13.66M · min. income ≈ HK$132,376/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$569,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,289
−HK$3,743/mo
▼ 0.25% · 3.875%
HK$71,147
−HK$1,885/mo
Today · 4.125%
HK$73,032
baseline
▲ 0.50% · 4.625%
HK$76,882
+HK$3,850/mo
Deposit HK$1.52M · loan HK$13.66M · min. income ≈ HK$146,064/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$569,037 · Scale 2, in force from 26 Feb 2026)