LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,603
−HK$2,170/mo
▼ 0.25% · 3.875%
HK$35,679
−HK$1,094/mo
Today · 4.125%
HK$36,773
baseline
▲ 0.50% · 4.625%
HK$39,010
+HK$2,237/mo
Deposit HK$7.59M · loan HK$7.59M · min. income ≈ HK$73,546/mo (50% DSR)
Upfront cash ≈ HK$8.16M (deposit + AVD stamp duty HK$569,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,495
−HK$2,080/mo
▼ 0.25% · 3.875%
HK$39,528
−HK$1,047/mo
Today · 4.125%
HK$40,575
baseline
▲ 0.50% · 4.625%
HK$42,714
+HK$2,139/mo
Deposit HK$7.59M · loan HK$7.59M · min. income ≈ HK$81,150/mo (50% DSR)
Upfront cash ≈ HK$8.16M (deposit + AVD stamp duty HK$569,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,523
−HK$2,604/mo
▼ 0.25% · 3.875%
HK$42,815
−HK$1,312/mo
Today · 4.125%
HK$44,127
baseline
▲ 0.50% · 4.625%
HK$46,812
+HK$2,685/mo
Deposit HK$6.07M · loan HK$9.10M · min. income ≈ HK$88,254/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$569,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,194
−HK$2,496/mo
▼ 0.25% · 3.875%
HK$47,433
−HK$1,257/mo
Today · 4.125%
HK$48,690
baseline
▲ 0.50% · 4.625%
HK$51,257
+HK$2,567/mo
Deposit HK$6.07M · loan HK$9.10M · min. income ≈ HK$97,380/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$569,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,444
−HK$3,038/mo
▼ 0.25% · 3.875%
HK$49,951
−HK$1,531/mo
Today · 4.125%
HK$51,482
baseline
▲ 0.50% · 4.625%
HK$54,614
+HK$3,132/mo
Deposit HK$4.55M · loan HK$10.62M · min. income ≈ HK$102,964/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$569,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,893
−HK$2,912/mo
▼ 0.25% · 3.875%
HK$55,339
−HK$1,466/mo
Today · 4.125%
HK$56,805
baseline
▲ 0.50% · 4.625%
HK$59,799
+HK$2,994/mo
Deposit HK$4.55M · loan HK$10.62M · min. income ≈ HK$113,610/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$569,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,285
−HK$3,906/mo
▼ 0.25% · 3.875%
HK$64,223
−HK$1,968/mo
Today · 4.125%
HK$66,191
baseline
▲ 0.50% · 4.625%
HK$70,219
+HK$4,028/mo
Deposit HK$1.52M · loan HK$13.66M · min. income ≈ HK$132,382/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$569,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,292
−HK$3,743/mo
▼ 0.25% · 3.875%
HK$71,150
−HK$1,885/mo
Today · 4.125%
HK$73,035
baseline
▲ 0.50% · 4.625%
HK$76,885
+HK$3,850/mo
Deposit HK$1.52M · loan HK$13.66M · min. income ≈ HK$146,070/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$569,062 · Scale 2, in force from 26 Feb 2026)