LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,603
−HK$2,170/mo
▼ 0.25% · 3.875%
HK$35,680
−HK$1,093/mo
Today · 4.125%
HK$36,773
baseline
▲ 0.50% · 4.625%
HK$39,011
+HK$2,238/mo
Deposit HK$7.59M · loan HK$7.59M · min. income ≈ HK$73,546/mo (50% DSR)
Upfront cash ≈ HK$8.16M (deposit + AVD stamp duty HK$569,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,496
−HK$2,080/mo
▼ 0.25% · 3.875%
HK$39,528
−HK$1,048/mo
Today · 4.125%
HK$40,576
baseline
▲ 0.50% · 4.625%
HK$42,714
+HK$2,138/mo
Deposit HK$7.59M · loan HK$7.59M · min. income ≈ HK$81,152/mo (50% DSR)
Upfront cash ≈ HK$8.16M (deposit + AVD stamp duty HK$569,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,524
−HK$2,604/mo
▼ 0.25% · 3.875%
HK$42,816
−HK$1,312/mo
Today · 4.125%
HK$44,128
baseline
▲ 0.50% · 4.625%
HK$46,813
+HK$2,685/mo
Deposit HK$6.07M · loan HK$9.11M · min. income ≈ HK$88,256/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$569,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,195
−HK$2,496/mo
▼ 0.25% · 3.875%
HK$47,434
−HK$1,257/mo
Today · 4.125%
HK$48,691
baseline
▲ 0.50% · 4.625%
HK$51,257
+HK$2,566/mo
Deposit HK$6.07M · loan HK$9.11M · min. income ≈ HK$97,382/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$569,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,445
−HK$3,037/mo
▼ 0.25% · 3.875%
HK$49,951
−HK$1,531/mo
Today · 4.125%
HK$51,482
baseline
▲ 0.50% · 4.625%
HK$54,615
+HK$3,133/mo
Deposit HK$4.55M · loan HK$10.62M · min. income ≈ HK$102,964/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$569,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,894
−HK$2,912/mo
▼ 0.25% · 3.875%
HK$55,339
−HK$1,467/mo
Today · 4.125%
HK$56,806
baseline
▲ 0.50% · 4.625%
HK$59,800
+HK$2,994/mo
Deposit HK$4.55M · loan HK$10.62M · min. income ≈ HK$113,612/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$569,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,286
−HK$3,906/mo
▼ 0.25% · 3.875%
HK$64,223
−HK$1,969/mo
Today · 4.125%
HK$66,192
baseline
▲ 0.50% · 4.625%
HK$70,219
+HK$4,027/mo
Deposit HK$1.52M · loan HK$13.66M · min. income ≈ HK$132,384/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$569,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,292
−HK$3,744/mo
▼ 0.25% · 3.875%
HK$71,151
−HK$1,885/mo
Today · 4.125%
HK$73,036
baseline
▲ 0.50% · 4.625%
HK$76,886
+HK$3,850/mo
Deposit HK$1.52M · loan HK$13.66M · min. income ≈ HK$146,072/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$569,069 · Scale 2, in force from 26 Feb 2026)