LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,603
−HK$2,170/mo
▼ 0.25% · 3.875%
HK$35,680
−HK$1,093/mo
Today · 4.125%
HK$36,773
baseline
▲ 0.50% · 4.625%
HK$39,011
+HK$2,238/mo
Deposit HK$7.59M · loan HK$7.59M · min. income ≈ HK$73,546/mo (50% DSR)
Upfront cash ≈ HK$8.16M (deposit + AVD stamp duty HK$569,073 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,496
−HK$2,080/mo
▼ 0.25% · 3.875%
HK$39,528
−HK$1,048/mo
Today · 4.125%
HK$40,576
baseline
▲ 0.50% · 4.625%
HK$42,715
+HK$2,139/mo
Deposit HK$7.59M · loan HK$7.59M · min. income ≈ HK$81,152/mo (50% DSR)
Upfront cash ≈ HK$8.16M (deposit + AVD stamp duty HK$569,073 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,524
−HK$2,604/mo
▼ 0.25% · 3.875%
HK$42,816
−HK$1,312/mo
Today · 4.125%
HK$44,128
baseline
▲ 0.50% · 4.625%
HK$46,813
+HK$2,685/mo
Deposit HK$6.07M · loan HK$9.11M · min. income ≈ HK$88,256/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$569,073 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,195
−HK$2,496/mo
▼ 0.25% · 3.875%
HK$47,434
−HK$1,257/mo
Today · 4.125%
HK$48,691
baseline
▲ 0.50% · 4.625%
HK$51,258
+HK$2,567/mo
Deposit HK$6.07M · loan HK$9.11M · min. income ≈ HK$97,382/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$569,073 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,445
−HK$3,038/mo
▼ 0.25% · 3.875%
HK$49,952
−HK$1,531/mo
Today · 4.125%
HK$51,483
baseline
▲ 0.50% · 4.625%
HK$54,615
+HK$3,132/mo
Deposit HK$4.55M · loan HK$10.62M · min. income ≈ HK$102,966/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$569,073 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,894
−HK$2,912/mo
▼ 0.25% · 3.875%
HK$55,340
−HK$1,466/mo
Today · 4.125%
HK$56,806
baseline
▲ 0.50% · 4.625%
HK$59,801
+HK$2,995/mo
Deposit HK$4.55M · loan HK$10.62M · min. income ≈ HK$113,612/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$569,073 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,286
−HK$3,906/mo
▼ 0.25% · 3.875%
HK$64,224
−HK$1,968/mo
Today · 4.125%
HK$66,192
baseline
▲ 0.50% · 4.625%
HK$70,220
+HK$4,028/mo
Deposit HK$1.52M · loan HK$13.66M · min. income ≈ HK$132,384/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$569,073 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,293
−HK$3,744/mo
▼ 0.25% · 3.875%
HK$71,151
−HK$1,886/mo
Today · 4.125%
HK$73,037
baseline
▲ 0.50% · 4.625%
HK$76,886
+HK$3,849/mo
Deposit HK$1.52M · loan HK$13.66M · min. income ≈ HK$146,074/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$569,073 · Scale 2, in force from 26 Feb 2026)