LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,606
−HK$2,170/mo
▼ 0.25% · 3.875%
HK$35,682
−HK$1,094/mo
Today · 4.125%
HK$36,776
baseline
▲ 0.50% · 4.625%
HK$39,014
+HK$2,238/mo
Deposit HK$7.59M · loan HK$7.59M · min. income ≈ HK$73,552/mo (50% DSR)
Upfront cash ≈ HK$8.16M (deposit + AVD stamp duty HK$569,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,499
−HK$2,080/mo
▼ 0.25% · 3.875%
HK$39,531
−HK$1,048/mo
Today · 4.125%
HK$40,579
baseline
▲ 0.50% · 4.625%
HK$42,718
+HK$2,139/mo
Deposit HK$7.59M · loan HK$7.59M · min. income ≈ HK$81,158/mo (50% DSR)
Upfront cash ≈ HK$8.16M (deposit + AVD stamp duty HK$569,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,527
−HK$2,604/mo
▼ 0.25% · 3.875%
HK$42,819
−HK$1,312/mo
Today · 4.125%
HK$44,131
baseline
▲ 0.50% · 4.625%
HK$46,816
+HK$2,685/mo
Deposit HK$6.07M · loan HK$9.11M · min. income ≈ HK$88,262/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$569,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,198
−HK$2,496/mo
▼ 0.25% · 3.875%
HK$47,437
−HK$1,257/mo
Today · 4.125%
HK$48,694
baseline
▲ 0.50% · 4.625%
HK$51,261
+HK$2,567/mo
Deposit HK$6.07M · loan HK$9.11M · min. income ≈ HK$97,388/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$569,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,448
−HK$3,038/mo
▼ 0.25% · 3.875%
HK$49,955
−HK$1,531/mo
Today · 4.125%
HK$51,486
baseline
▲ 0.50% · 4.625%
HK$54,619
+HK$3,133/mo
Deposit HK$4.55M · loan HK$10.62M · min. income ≈ HK$102,972/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$569,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,898
−HK$2,912/mo
▼ 0.25% · 3.875%
HK$55,344
−HK$1,466/mo
Today · 4.125%
HK$56,810
baseline
▲ 0.50% · 4.625%
HK$59,805
+HK$2,995/mo
Deposit HK$4.55M · loan HK$10.62M · min. income ≈ HK$113,620/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$569,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,291
−HK$3,906/mo
▼ 0.25% · 3.875%
HK$64,228
−HK$1,969/mo
Today · 4.125%
HK$66,197
baseline
▲ 0.50% · 4.625%
HK$70,225
+HK$4,028/mo
Deposit HK$1.52M · loan HK$13.66M · min. income ≈ HK$132,394/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$569,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,298
−HK$3,744/mo
▼ 0.25% · 3.875%
HK$71,156
−HK$1,886/mo
Today · 4.125%
HK$73,042
baseline
▲ 0.50% · 4.625%
HK$76,892
+HK$3,850/mo
Deposit HK$1.52M · loan HK$13.66M · min. income ≈ HK$146,084/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$569,112 · Scale 2, in force from 26 Feb 2026)