LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,609
−HK$2,170/mo
▼ 0.25% · 3.875%
HK$35,685
−HK$1,094/mo
Today · 4.125%
HK$36,779
baseline
▲ 0.50% · 4.625%
HK$39,017
+HK$2,238/mo
Deposit HK$7.59M · loan HK$7.59M · min. income ≈ HK$73,558/mo (50% DSR)
Upfront cash ≈ HK$8.16M (deposit + AVD stamp duty HK$569,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,502
−HK$2,080/mo
▼ 0.25% · 3.875%
HK$39,534
−HK$1,048/mo
Today · 4.125%
HK$40,582
baseline
▲ 0.50% · 4.625%
HK$42,721
+HK$2,139/mo
Deposit HK$7.59M · loan HK$7.59M · min. income ≈ HK$81,164/mo (50% DSR)
Upfront cash ≈ HK$8.16M (deposit + AVD stamp duty HK$569,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,530
−HK$2,605/mo
▼ 0.25% · 3.875%
HK$42,822
−HK$1,313/mo
Today · 4.125%
HK$44,135
baseline
▲ 0.50% · 4.625%
HK$46,820
+HK$2,685/mo
Deposit HK$6.07M · loan HK$9.11M · min. income ≈ HK$88,270/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$569,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,202
−HK$2,496/mo
▼ 0.25% · 3.875%
HK$47,441
−HK$1,257/mo
Today · 4.125%
HK$48,698
baseline
▲ 0.50% · 4.625%
HK$51,265
+HK$2,567/mo
Deposit HK$6.07M · loan HK$9.11M · min. income ≈ HK$97,396/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$569,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,452
−HK$3,039/mo
▼ 0.25% · 3.875%
HK$49,959
−HK$1,532/mo
Today · 4.125%
HK$51,491
baseline
▲ 0.50% · 4.625%
HK$54,624
+HK$3,133/mo
Deposit HK$4.55M · loan HK$10.62M · min. income ≈ HK$102,982/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$569,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,903
−HK$2,912/mo
▼ 0.25% · 3.875%
HK$55,348
−HK$1,467/mo
Today · 4.125%
HK$56,815
baseline
▲ 0.50% · 4.625%
HK$59,810
+HK$2,995/mo
Deposit HK$4.55M · loan HK$10.62M · min. income ≈ HK$113,630/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$569,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,296
−HK$3,906/mo
▼ 0.25% · 3.875%
HK$64,233
−HK$1,969/mo
Today · 4.125%
HK$66,202
baseline
▲ 0.50% · 4.625%
HK$70,230
+HK$4,028/mo
Deposit HK$1.52M · loan HK$13.66M · min. income ≈ HK$132,404/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$569,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,303
−HK$3,745/mo
▼ 0.25% · 3.875%
HK$71,162
−HK$1,886/mo
Today · 4.125%
HK$73,048
baseline
▲ 0.50% · 4.625%
HK$76,898
+HK$3,850/mo
Deposit HK$1.52M · loan HK$13.66M · min. income ≈ HK$146,096/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$569,159 · Scale 2, in force from 26 Feb 2026)