LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,609
−HK$2,171/mo
▼ 0.25% · 3.875%
HK$35,686
−HK$1,094/mo
Today · 4.125%
HK$36,780
baseline
▲ 0.50% · 4.625%
HK$39,018
+HK$2,238/mo
Deposit HK$7.59M · loan HK$7.59M · min. income ≈ HK$73,560/mo (50% DSR)
Upfront cash ≈ HK$8.16M (deposit + AVD stamp duty HK$569,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,503
−HK$2,080/mo
▼ 0.25% · 3.875%
HK$39,535
−HK$1,048/mo
Today · 4.125%
HK$40,583
baseline
▲ 0.50% · 4.625%
HK$42,722
+HK$2,139/mo
Deposit HK$7.59M · loan HK$7.59M · min. income ≈ HK$81,166/mo (50% DSR)
Upfront cash ≈ HK$8.16M (deposit + AVD stamp duty HK$569,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,531
−HK$2,605/mo
▼ 0.25% · 3.875%
HK$42,823
−HK$1,313/mo
Today · 4.125%
HK$44,136
baseline
▲ 0.50% · 4.625%
HK$46,821
+HK$2,685/mo
Deposit HK$6.07M · loan HK$9.11M · min. income ≈ HK$88,272/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$569,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,203
−HK$2,496/mo
▼ 0.25% · 3.875%
HK$47,442
−HK$1,257/mo
Today · 4.125%
HK$48,699
baseline
▲ 0.50% · 4.625%
HK$51,266
+HK$2,567/mo
Deposit HK$6.07M · loan HK$9.11M · min. income ≈ HK$97,398/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$569,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,453
−HK$3,039/mo
▼ 0.25% · 3.875%
HK$49,960
−HK$1,532/mo
Today · 4.125%
HK$51,492
baseline
▲ 0.50% · 4.625%
HK$54,625
+HK$3,133/mo
Deposit HK$4.55M · loan HK$10.62M · min. income ≈ HK$102,984/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$569,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,904
−HK$2,912/mo
▼ 0.25% · 3.875%
HK$55,349
−HK$1,467/mo
Today · 4.125%
HK$56,816
baseline
▲ 0.50% · 4.625%
HK$59,811
+HK$2,995/mo
Deposit HK$4.55M · loan HK$10.62M · min. income ≈ HK$113,632/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$569,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,297
−HK$3,906/mo
▼ 0.25% · 3.875%
HK$64,235
−HK$1,968/mo
Today · 4.125%
HK$66,203
baseline
▲ 0.50% · 4.625%
HK$70,232
+HK$4,029/mo
Deposit HK$1.52M · loan HK$13.66M · min. income ≈ HK$132,406/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$569,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,305
−HK$3,744/mo
▼ 0.25% · 3.875%
HK$71,163
−HK$1,886/mo
Today · 4.125%
HK$73,049
baseline
▲ 0.50% · 4.625%
HK$76,899
+HK$3,850/mo
Deposit HK$1.52M · loan HK$13.66M · min. income ≈ HK$146,098/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$569,169 · Scale 2, in force from 26 Feb 2026)