LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,611
−HK$2,170/mo
▼ 0.25% · 3.875%
HK$35,687
−HK$1,094/mo
Today · 4.125%
HK$36,781
baseline
▲ 0.50% · 4.625%
HK$39,019
+HK$2,238/mo
Deposit HK$7.59M · loan HK$7.59M · min. income ≈ HK$73,562/mo (50% DSR)
Upfront cash ≈ HK$8.16M (deposit + AVD stamp duty HK$569,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,504
−HK$2,080/mo
▼ 0.25% · 3.875%
HK$39,537
−HK$1,047/mo
Today · 4.125%
HK$40,584
baseline
▲ 0.50% · 4.625%
HK$42,723
+HK$2,139/mo
Deposit HK$7.59M · loan HK$7.59M · min. income ≈ HK$81,168/mo (50% DSR)
Upfront cash ≈ HK$8.16M (deposit + AVD stamp duty HK$569,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,533
−HK$2,604/mo
▼ 0.25% · 3.875%
HK$42,825
−HK$1,312/mo
Today · 4.125%
HK$44,137
baseline
▲ 0.50% · 4.625%
HK$46,823
+HK$2,686/mo
Deposit HK$6.07M · loan HK$9.11M · min. income ≈ HK$88,274/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$569,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,205
−HK$2,496/mo
▼ 0.25% · 3.875%
HK$47,444
−HK$1,257/mo
Today · 4.125%
HK$48,701
baseline
▲ 0.50% · 4.625%
HK$51,268
+HK$2,567/mo
Deposit HK$6.07M · loan HK$9.11M · min. income ≈ HK$97,402/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$569,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,455
−HK$3,038/mo
▼ 0.25% · 3.875%
HK$49,962
−HK$1,531/mo
Today · 4.125%
HK$51,493
baseline
▲ 0.50% · 4.625%
HK$54,627
+HK$3,134/mo
Deposit HK$4.55M · loan HK$10.62M · min. income ≈ HK$102,986/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$569,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,905
−HK$2,913/mo
▼ 0.25% · 3.875%
HK$55,351
−HK$1,467/mo
Today · 4.125%
HK$56,818
baseline
▲ 0.50% · 4.625%
HK$59,813
+HK$2,995/mo
Deposit HK$4.55M · loan HK$10.62M · min. income ≈ HK$113,636/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$569,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,299
−HK$3,907/mo
▼ 0.25% · 3.875%
HK$64,237
−HK$1,969/mo
Today · 4.125%
HK$66,206
baseline
▲ 0.50% · 4.625%
HK$70,234
+HK$4,028/mo
Deposit HK$1.52M · loan HK$13.66M · min. income ≈ HK$132,412/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$569,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,307
−HK$3,744/mo
▼ 0.25% · 3.875%
HK$71,166
−HK$1,885/mo
Today · 4.125%
HK$73,051
baseline
▲ 0.50% · 4.625%
HK$76,902
+HK$3,851/mo
Deposit HK$1.52M · loan HK$13.66M · min. income ≈ HK$146,102/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$569,189 · Scale 2, in force from 26 Feb 2026)