LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,611
−HK$2,170/mo
▼ 0.25% · 3.875%
HK$35,688
−HK$1,093/mo
Today · 4.125%
HK$36,781
baseline
▲ 0.50% · 4.625%
HK$39,019
+HK$2,238/mo
Deposit HK$7.59M · loan HK$7.59M · min. income ≈ HK$73,562/mo (50% DSR)
Upfront cash ≈ HK$8.16M (deposit + AVD stamp duty HK$569,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,504
−HK$2,081/mo
▼ 0.25% · 3.875%
HK$39,537
−HK$1,048/mo
Today · 4.125%
HK$40,585
baseline
▲ 0.50% · 4.625%
HK$42,724
+HK$2,139/mo
Deposit HK$7.59M · loan HK$7.59M · min. income ≈ HK$81,170/mo (50% DSR)
Upfront cash ≈ HK$8.16M (deposit + AVD stamp duty HK$569,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,533
−HK$2,605/mo
▼ 0.25% · 3.875%
HK$42,825
−HK$1,313/mo
Today · 4.125%
HK$44,138
baseline
▲ 0.50% · 4.625%
HK$46,823
+HK$2,685/mo
Deposit HK$6.07M · loan HK$9.11M · min. income ≈ HK$88,276/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$569,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,205
−HK$2,497/mo
▼ 0.25% · 3.875%
HK$47,444
−HK$1,258/mo
Today · 4.125%
HK$48,702
baseline
▲ 0.50% · 4.625%
HK$51,269
+HK$2,567/mo
Deposit HK$6.07M · loan HK$9.11M · min. income ≈ HK$97,404/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$569,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,455
−HK$3,039/mo
▼ 0.25% · 3.875%
HK$49,963
−HK$1,531/mo
Today · 4.125%
HK$51,494
baseline
▲ 0.50% · 4.625%
HK$54,627
+HK$3,133/mo
Deposit HK$4.55M · loan HK$10.62M · min. income ≈ HK$102,988/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$569,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,906
−HK$2,912/mo
▼ 0.25% · 3.875%
HK$55,352
−HK$1,466/mo
Today · 4.125%
HK$56,818
baseline
▲ 0.50% · 4.625%
HK$59,813
+HK$2,995/mo
Deposit HK$4.55M · loan HK$10.62M · min. income ≈ HK$113,636/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$569,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,300
−HK$3,906/mo
▼ 0.25% · 3.875%
HK$64,238
−HK$1,968/mo
Today · 4.125%
HK$66,206
baseline
▲ 0.50% · 4.625%
HK$70,235
+HK$4,029/mo
Deposit HK$1.52M · loan HK$13.66M · min. income ≈ HK$132,412/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$569,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,308
−HK$3,744/mo
▼ 0.25% · 3.875%
HK$71,167
−HK$1,885/mo
Today · 4.125%
HK$73,052
baseline
▲ 0.50% · 4.625%
HK$76,903
+HK$3,851/mo
Deposit HK$1.52M · loan HK$13.66M · min. income ≈ HK$146,104/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$569,195 · Scale 2, in force from 26 Feb 2026)