LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,612
−HK$2,170/mo
▼ 0.25% · 3.875%
HK$35,689
−HK$1,093/mo
Today · 4.125%
HK$36,782
baseline
▲ 0.50% · 4.625%
HK$39,021
+HK$2,239/mo
Deposit HK$7.59M · loan HK$7.59M · min. income ≈ HK$73,564/mo (50% DSR)
Upfront cash ≈ HK$8.16M (deposit + AVD stamp duty HK$569,212 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,505
−HK$2,081/mo
▼ 0.25% · 3.875%
HK$39,538
−HK$1,048/mo
Today · 4.125%
HK$40,586
baseline
▲ 0.50% · 4.625%
HK$42,725
+HK$2,139/mo
Deposit HK$7.59M · loan HK$7.59M · min. income ≈ HK$81,172/mo (50% DSR)
Upfront cash ≈ HK$8.16M (deposit + AVD stamp duty HK$569,212 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,534
−HK$2,605/mo
▼ 0.25% · 3.875%
HK$42,826
−HK$1,313/mo
Today · 4.125%
HK$44,139
baseline
▲ 0.50% · 4.625%
HK$46,825
+HK$2,686/mo
Deposit HK$6.07M · loan HK$9.11M · min. income ≈ HK$88,278/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$569,212 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,207
−HK$2,496/mo
▼ 0.25% · 3.875%
HK$47,446
−HK$1,257/mo
Today · 4.125%
HK$48,703
baseline
▲ 0.50% · 4.625%
HK$51,270
+HK$2,567/mo
Deposit HK$6.07M · loan HK$9.11M · min. income ≈ HK$97,406/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$569,212 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,457
−HK$3,038/mo
▼ 0.25% · 3.875%
HK$49,964
−HK$1,531/mo
Today · 4.125%
HK$51,495
baseline
▲ 0.50% · 4.625%
HK$54,629
+HK$3,134/mo
Deposit HK$4.55M · loan HK$10.63M · min. income ≈ HK$102,990/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$569,212 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,908
−HK$2,912/mo
▼ 0.25% · 3.875%
HK$55,353
−HK$1,467/mo
Today · 4.125%
HK$56,820
baseline
▲ 0.50% · 4.625%
HK$59,815
+HK$2,995/mo
Deposit HK$4.55M · loan HK$10.63M · min. income ≈ HK$113,640/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$569,212 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,301
−HK$3,907/mo
▼ 0.25% · 3.875%
HK$64,239
−HK$1,969/mo
Today · 4.125%
HK$66,208
baseline
▲ 0.50% · 4.625%
HK$70,237
+HK$4,029/mo
Deposit HK$1.52M · loan HK$13.66M · min. income ≈ HK$132,416/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$569,212 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,310
−HK$3,744/mo
▼ 0.25% · 3.875%
HK$71,169
−HK$1,885/mo
Today · 4.125%
HK$73,054
baseline
▲ 0.50% · 4.625%
HK$76,905
+HK$3,851/mo
Deposit HK$1.52M · loan HK$13.66M · min. income ≈ HK$146,108/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$569,212 · Scale 2, in force from 26 Feb 2026)