LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,613
−HK$2,170/mo
▼ 0.25% · 3.875%
HK$35,689
−HK$1,094/mo
Today · 4.125%
HK$36,783
baseline
▲ 0.50% · 4.625%
HK$39,021
+HK$2,238/mo
Deposit HK$7.59M · loan HK$7.59M · min. income ≈ HK$73,566/mo (50% DSR)
Upfront cash ≈ HK$8.16M (deposit + AVD stamp duty HK$569,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,506
−HK$2,081/mo
▼ 0.25% · 3.875%
HK$39,539
−HK$1,048/mo
Today · 4.125%
HK$40,587
baseline
▲ 0.50% · 4.625%
HK$42,726
+HK$2,139/mo
Deposit HK$7.59M · loan HK$7.59M · min. income ≈ HK$81,174/mo (50% DSR)
Upfront cash ≈ HK$8.16M (deposit + AVD stamp duty HK$569,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,535
−HK$2,605/mo
▼ 0.25% · 3.875%
HK$42,827
−HK$1,313/mo
Today · 4.125%
HK$44,140
baseline
▲ 0.50% · 4.625%
HK$46,826
+HK$2,686/mo
Deposit HK$6.07M · loan HK$9.11M · min. income ≈ HK$88,280/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$569,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,207
−HK$2,497/mo
▼ 0.25% · 3.875%
HK$47,447
−HK$1,257/mo
Today · 4.125%
HK$48,704
baseline
▲ 0.50% · 4.625%
HK$51,271
+HK$2,567/mo
Deposit HK$6.07M · loan HK$9.11M · min. income ≈ HK$97,408/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$569,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,458
−HK$3,038/mo
▼ 0.25% · 3.875%
HK$49,965
−HK$1,531/mo
Today · 4.125%
HK$51,496
baseline
▲ 0.50% · 4.625%
HK$54,630
+HK$3,134/mo
Deposit HK$4.55M · loan HK$10.63M · min. income ≈ HK$102,992/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$569,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,909
−HK$2,912/mo
▼ 0.25% · 3.875%
HK$55,355
−HK$1,466/mo
Today · 4.125%
HK$56,821
baseline
▲ 0.50% · 4.625%
HK$59,816
+HK$2,995/mo
Deposit HK$4.55M · loan HK$10.63M · min. income ≈ HK$113,642/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$569,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,303
−HK$3,907/mo
▼ 0.25% · 3.875%
HK$64,241
−HK$1,969/mo
Today · 4.125%
HK$66,210
baseline
▲ 0.50% · 4.625%
HK$70,238
+HK$4,028/mo
Deposit HK$1.52M · loan HK$13.66M · min. income ≈ HK$132,420/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$569,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,311
−HK$3,745/mo
▼ 0.25% · 3.875%
HK$71,170
−HK$1,886/mo
Today · 4.125%
HK$73,056
baseline
▲ 0.50% · 4.625%
HK$76,907
+HK$3,851/mo
Deposit HK$1.52M · loan HK$13.66M · min. income ≈ HK$146,112/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$569,223 · Scale 2, in force from 26 Feb 2026)