LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,613
−HK$2,171/mo
▼ 0.25% · 3.875%
HK$35,690
−HK$1,094/mo
Today · 4.125%
HK$36,784
baseline
▲ 0.50% · 4.625%
HK$39,022
+HK$2,238/mo
Deposit HK$7.59M · loan HK$7.59M · min. income ≈ HK$73,568/mo (50% DSR)
Upfront cash ≈ HK$8.16M (deposit + AVD stamp duty HK$569,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,507
−HK$2,080/mo
▼ 0.25% · 3.875%
HK$39,540
−HK$1,047/mo
Today · 4.125%
HK$40,587
baseline
▲ 0.50% · 4.625%
HK$42,727
+HK$2,140/mo
Deposit HK$7.59M · loan HK$7.59M · min. income ≈ HK$81,174/mo (50% DSR)
Upfront cash ≈ HK$8.16M (deposit + AVD stamp duty HK$569,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,536
−HK$2,605/mo
▼ 0.25% · 3.875%
HK$42,828
−HK$1,313/mo
Today · 4.125%
HK$44,141
baseline
▲ 0.50% · 4.625%
HK$46,827
+HK$2,686/mo
Deposit HK$6.07M · loan HK$9.11M · min. income ≈ HK$88,282/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$569,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,208
−HK$2,497/mo
▼ 0.25% · 3.875%
HK$47,448
−HK$1,257/mo
Today · 4.125%
HK$48,705
baseline
▲ 0.50% · 4.625%
HK$51,272
+HK$2,567/mo
Deposit HK$6.07M · loan HK$9.11M · min. income ≈ HK$97,410/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$569,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,459
−HK$3,039/mo
▼ 0.25% · 3.875%
HK$49,966
−HK$1,532/mo
Today · 4.125%
HK$51,498
baseline
▲ 0.50% · 4.625%
HK$54,631
+HK$3,133/mo
Deposit HK$4.55M · loan HK$10.63M · min. income ≈ HK$102,996/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$569,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,910
−HK$2,912/mo
▼ 0.25% · 3.875%
HK$55,356
−HK$1,466/mo
Today · 4.125%
HK$56,822
baseline
▲ 0.50% · 4.625%
HK$59,818
+HK$2,996/mo
Deposit HK$4.55M · loan HK$10.63M · min. income ≈ HK$113,644/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$569,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,304
−HK$3,907/mo
▼ 0.25% · 3.875%
HK$64,242
−HK$1,969/mo
Today · 4.125%
HK$66,211
baseline
▲ 0.50% · 4.625%
HK$70,240
+HK$4,029/mo
Deposit HK$1.52M · loan HK$13.66M · min. income ≈ HK$132,422/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$569,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,313
−HK$3,744/mo
▼ 0.25% · 3.875%
HK$71,172
−HK$1,885/mo
Today · 4.125%
HK$73,057
baseline
▲ 0.50% · 4.625%
HK$76,908
+HK$3,851/mo
Deposit HK$1.52M · loan HK$13.66M · min. income ≈ HK$146,114/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$569,235 · Scale 2, in force from 26 Feb 2026)