LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,614
−HK$2,171/mo
▼ 0.25% · 3.875%
HK$35,691
−HK$1,094/mo
Today · 4.125%
HK$36,785
baseline
▲ 0.50% · 4.625%
HK$39,023
+HK$2,238/mo
Deposit HK$7.59M · loan HK$7.59M · min. income ≈ HK$73,570/mo (50% DSR)
Upfront cash ≈ HK$8.16M (deposit + AVD stamp duty HK$569,252 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,508
−HK$2,081/mo
▼ 0.25% · 3.875%
HK$39,541
−HK$1,048/mo
Today · 4.125%
HK$40,589
baseline
▲ 0.50% · 4.625%
HK$42,728
+HK$2,139/mo
Deposit HK$7.59M · loan HK$7.59M · min. income ≈ HK$81,178/mo (50% DSR)
Upfront cash ≈ HK$8.16M (deposit + AVD stamp duty HK$569,252 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,537
−HK$2,605/mo
▼ 0.25% · 3.875%
HK$42,829
−HK$1,313/mo
Today · 4.125%
HK$44,142
baseline
▲ 0.50% · 4.625%
HK$46,828
+HK$2,686/mo
Deposit HK$6.07M · loan HK$9.11M · min. income ≈ HK$88,284/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$569,252 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,210
−HK$2,496/mo
▼ 0.25% · 3.875%
HK$47,449
−HK$1,257/mo
Today · 4.125%
HK$48,706
baseline
▲ 0.50% · 4.625%
HK$51,274
+HK$2,568/mo
Deposit HK$6.07M · loan HK$9.11M · min. income ≈ HK$97,412/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$569,252 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,460
−HK$3,039/mo
▼ 0.25% · 3.875%
HK$49,967
−HK$1,532/mo
Today · 4.125%
HK$51,499
baseline
▲ 0.50% · 4.625%
HK$54,633
+HK$3,134/mo
Deposit HK$4.55M · loan HK$10.63M · min. income ≈ HK$102,998/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$569,252 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,911
−HK$2,913/mo
▼ 0.25% · 3.875%
HK$55,357
−HK$1,467/mo
Today · 4.125%
HK$56,824
baseline
▲ 0.50% · 4.625%
HK$59,819
+HK$2,995/mo
Deposit HK$4.55M · loan HK$10.63M · min. income ≈ HK$113,648/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$569,252 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,306
−HK$3,907/mo
▼ 0.25% · 3.875%
HK$64,244
−HK$1,969/mo
Today · 4.125%
HK$66,213
baseline
▲ 0.50% · 4.625%
HK$70,242
+HK$4,029/mo
Deposit HK$1.52M · loan HK$13.66M · min. income ≈ HK$132,426/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$569,252 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,315
−HK$3,744/mo
▼ 0.25% · 3.875%
HK$71,174
−HK$1,885/mo
Today · 4.125%
HK$73,059
baseline
▲ 0.50% · 4.625%
HK$76,911
+HK$3,852/mo
Deposit HK$1.52M · loan HK$13.66M · min. income ≈ HK$146,118/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$569,252 · Scale 2, in force from 26 Feb 2026)