LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,615
−HK$2,170/mo
▼ 0.25% · 3.875%
HK$35,691
−HK$1,094/mo
Today · 4.125%
HK$36,785
baseline
▲ 0.50% · 4.625%
HK$39,024
+HK$2,239/mo
Deposit HK$7.59M · loan HK$7.59M · min. income ≈ HK$73,570/mo (50% DSR)
Upfront cash ≈ HK$8.16M (deposit + AVD stamp duty HK$569,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,509
−HK$2,080/mo
▼ 0.25% · 3.875%
HK$39,541
−HK$1,048/mo
Today · 4.125%
HK$40,589
baseline
▲ 0.50% · 4.625%
HK$42,729
+HK$2,140/mo
Deposit HK$7.59M · loan HK$7.59M · min. income ≈ HK$81,178/mo (50% DSR)
Upfront cash ≈ HK$8.16M (deposit + AVD stamp duty HK$569,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,538
−HK$2,604/mo
▼ 0.25% · 3.875%
HK$42,830
−HK$1,312/mo
Today · 4.125%
HK$44,142
baseline
▲ 0.50% · 4.625%
HK$46,828
+HK$2,686/mo
Deposit HK$6.07M · loan HK$9.11M · min. income ≈ HK$88,284/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$569,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,210
−HK$2,497/mo
▼ 0.25% · 3.875%
HK$47,450
−HK$1,257/mo
Today · 4.125%
HK$48,707
baseline
▲ 0.50% · 4.625%
HK$51,274
+HK$2,567/mo
Deposit HK$6.07M · loan HK$9.11M · min. income ≈ HK$97,414/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$569,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,461
−HK$3,039/mo
▼ 0.25% · 3.875%
HK$49,968
−HK$1,532/mo
Today · 4.125%
HK$51,500
baseline
▲ 0.50% · 4.625%
HK$54,633
+HK$3,133/mo
Deposit HK$4.55M · loan HK$10.63M · min. income ≈ HK$103,000/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$569,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,912
−HK$2,913/mo
▼ 0.25% · 3.875%
HK$55,358
−HK$1,467/mo
Today · 4.125%
HK$56,825
baseline
▲ 0.50% · 4.625%
HK$59,820
+HK$2,995/mo
Deposit HK$4.55M · loan HK$10.63M · min. income ≈ HK$113,650/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$569,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,307
−HK$3,907/mo
▼ 0.25% · 3.875%
HK$64,245
−HK$1,969/mo
Today · 4.125%
HK$66,214
baseline
▲ 0.50% · 4.625%
HK$70,243
+HK$4,029/mo
Deposit HK$1.52M · loan HK$13.66M · min. income ≈ HK$132,428/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$569,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,315
−HK$3,745/mo
▼ 0.25% · 3.875%
HK$71,174
−HK$1,886/mo
Today · 4.125%
HK$73,060
baseline
▲ 0.50% · 4.625%
HK$76,911
+HK$3,851/mo
Deposit HK$1.52M · loan HK$13.66M · min. income ≈ HK$146,120/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$569,258 · Scale 2, in force from 26 Feb 2026)