LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,615
−HK$2,171/mo
▼ 0.25% · 3.875%
HK$35,692
−HK$1,094/mo
Today · 4.125%
HK$36,786
baseline
▲ 0.50% · 4.625%
HK$39,024
+HK$2,238/mo
Deposit HK$7.59M · loan HK$7.59M · min. income ≈ HK$73,572/mo (50% DSR)
Upfront cash ≈ HK$8.16M (deposit + AVD stamp duty HK$569,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,509
−HK$2,081/mo
▼ 0.25% · 3.875%
HK$39,542
−HK$1,048/mo
Today · 4.125%
HK$40,590
baseline
▲ 0.50% · 4.625%
HK$42,729
+HK$2,139/mo
Deposit HK$7.59M · loan HK$7.59M · min. income ≈ HK$81,180/mo (50% DSR)
Upfront cash ≈ HK$8.16M (deposit + AVD stamp duty HK$569,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,538
−HK$2,605/mo
▼ 0.25% · 3.875%
HK$42,830
−HK$1,313/mo
Today · 4.125%
HK$44,143
baseline
▲ 0.50% · 4.625%
HK$46,829
+HK$2,686/mo
Deposit HK$6.07M · loan HK$9.11M · min. income ≈ HK$88,286/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$569,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,211
−HK$2,497/mo
▼ 0.25% · 3.875%
HK$47,450
−HK$1,258/mo
Today · 4.125%
HK$48,708
baseline
▲ 0.50% · 4.625%
HK$51,275
+HK$2,567/mo
Deposit HK$6.07M · loan HK$9.11M · min. income ≈ HK$97,416/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$569,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,461
−HK$3,039/mo
▼ 0.25% · 3.875%
HK$49,969
−HK$1,531/mo
Today · 4.125%
HK$51,500
baseline
▲ 0.50% · 4.625%
HK$54,634
+HK$3,134/mo
Deposit HK$4.55M · loan HK$10.63M · min. income ≈ HK$103,000/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$569,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,913
−HK$2,913/mo
▼ 0.25% · 3.875%
HK$55,359
−HK$1,467/mo
Today · 4.125%
HK$56,826
baseline
▲ 0.50% · 4.625%
HK$59,821
+HK$2,995/mo
Deposit HK$4.55M · loan HK$10.63M · min. income ≈ HK$113,652/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$569,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,307
−HK$3,908/mo
▼ 0.25% · 3.875%
HK$64,246
−HK$1,969/mo
Today · 4.125%
HK$66,215
baseline
▲ 0.50% · 4.625%
HK$70,244
+HK$4,029/mo
Deposit HK$1.52M · loan HK$13.66M · min. income ≈ HK$132,430/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$569,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,316
−HK$3,745/mo
▼ 0.25% · 3.875%
HK$71,175
−HK$1,886/mo
Today · 4.125%
HK$73,061
baseline
▲ 0.50% · 4.625%
HK$76,913
+HK$3,852/mo
Deposit HK$1.52M · loan HK$13.66M · min. income ≈ HK$146,122/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$569,267 · Scale 2, in force from 26 Feb 2026)