LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,616
−HK$2,171/mo
▼ 0.25% · 3.875%
HK$35,693
−HK$1,094/mo
Today · 4.125%
HK$36,787
baseline
▲ 0.50% · 4.625%
HK$39,025
+HK$2,238/mo
Deposit HK$7.59M · loan HK$7.59M · min. income ≈ HK$73,574/mo (50% DSR)
Upfront cash ≈ HK$8.16M (deposit + AVD stamp duty HK$569,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,510
−HK$2,080/mo
▼ 0.25% · 3.875%
HK$39,543
−HK$1,047/mo
Today · 4.125%
HK$40,590
baseline
▲ 0.50% · 4.625%
HK$42,730
+HK$2,140/mo
Deposit HK$7.59M · loan HK$7.59M · min. income ≈ HK$81,180/mo (50% DSR)
Upfront cash ≈ HK$8.16M (deposit + AVD stamp duty HK$569,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,539
−HK$2,605/mo
▼ 0.25% · 3.875%
HK$42,831
−HK$1,313/mo
Today · 4.125%
HK$44,144
baseline
▲ 0.50% · 4.625%
HK$46,830
+HK$2,686/mo
Deposit HK$6.07M · loan HK$9.11M · min. income ≈ HK$88,288/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$569,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,212
−HK$2,496/mo
▼ 0.25% · 3.875%
HK$47,451
−HK$1,257/mo
Today · 4.125%
HK$48,708
baseline
▲ 0.50% · 4.625%
HK$51,276
+HK$2,568/mo
Deposit HK$6.07M · loan HK$9.11M · min. income ≈ HK$97,416/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$569,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,462
−HK$3,039/mo
▼ 0.25% · 3.875%
HK$49,970
−HK$1,531/mo
Today · 4.125%
HK$51,501
baseline
▲ 0.50% · 4.625%
HK$54,635
+HK$3,134/mo
Deposit HK$4.55M · loan HK$10.63M · min. income ≈ HK$103,002/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$569,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,914
−HK$2,913/mo
▼ 0.25% · 3.875%
HK$55,360
−HK$1,467/mo
Today · 4.125%
HK$56,827
baseline
▲ 0.50% · 4.625%
HK$59,822
+HK$2,995/mo
Deposit HK$4.55M · loan HK$10.63M · min. income ≈ HK$113,654/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$569,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,309
−HK$3,907/mo
▼ 0.25% · 3.875%
HK$64,247
−HK$1,969/mo
Today · 4.125%
HK$66,216
baseline
▲ 0.50% · 4.625%
HK$70,245
+HK$4,029/mo
Deposit HK$1.52M · loan HK$13.66M · min. income ≈ HK$132,432/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$569,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,318
−HK$3,745/mo
▼ 0.25% · 3.875%
HK$71,177
−HK$1,886/mo
Today · 4.125%
HK$73,063
baseline
▲ 0.50% · 4.625%
HK$76,914
+HK$3,851/mo
Deposit HK$1.52M · loan HK$13.66M · min. income ≈ HK$146,126/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$569,277 · Scale 2, in force from 26 Feb 2026)