LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,617
−HK$2,170/mo
▼ 0.25% · 3.875%
HK$35,693
−HK$1,094/mo
Today · 4.125%
HK$36,787
baseline
▲ 0.50% · 4.625%
HK$39,026
+HK$2,239/mo
Deposit HK$7.59M · loan HK$7.59M · min. income ≈ HK$73,574/mo (50% DSR)
Upfront cash ≈ HK$8.16M (deposit + AVD stamp duty HK$569,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,511
−HK$2,080/mo
▼ 0.25% · 3.875%
HK$39,544
−HK$1,047/mo
Today · 4.125%
HK$40,591
baseline
▲ 0.50% · 4.625%
HK$42,731
+HK$2,140/mo
Deposit HK$7.59M · loan HK$7.59M · min. income ≈ HK$81,182/mo (50% DSR)
Upfront cash ≈ HK$8.16M (deposit + AVD stamp duty HK$569,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,540
−HK$2,605/mo
▼ 0.25% · 3.875%
HK$42,832
−HK$1,313/mo
Today · 4.125%
HK$44,145
baseline
▲ 0.50% · 4.625%
HK$46,831
+HK$2,686/mo
Deposit HK$6.07M · loan HK$9.11M · min. income ≈ HK$88,290/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$569,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,213
−HK$2,497/mo
▼ 0.25% · 3.875%
HK$47,452
−HK$1,258/mo
Today · 4.125%
HK$48,710
baseline
▲ 0.50% · 4.625%
HK$51,277
+HK$2,567/mo
Deposit HK$6.07M · loan HK$9.11M · min. income ≈ HK$97,420/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$569,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,463
−HK$3,039/mo
▼ 0.25% · 3.875%
HK$49,971
−HK$1,531/mo
Today · 4.125%
HK$51,502
baseline
▲ 0.50% · 4.625%
HK$54,636
+HK$3,134/mo
Deposit HK$4.55M · loan HK$10.63M · min. income ≈ HK$103,004/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$569,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,915
−HK$2,913/mo
▼ 0.25% · 3.875%
HK$55,361
−HK$1,467/mo
Today · 4.125%
HK$56,828
baseline
▲ 0.50% · 4.625%
HK$59,823
+HK$2,995/mo
Deposit HK$4.55M · loan HK$10.63M · min. income ≈ HK$113,656/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$569,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,310
−HK$3,907/mo
▼ 0.25% · 3.875%
HK$64,248
−HK$1,969/mo
Today · 4.125%
HK$66,217
baseline
▲ 0.50% · 4.625%
HK$70,247
+HK$4,030/mo
Deposit HK$1.52M · loan HK$13.66M · min. income ≈ HK$132,434/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$569,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,319
−HK$3,745/mo
▼ 0.25% · 3.875%
HK$71,178
−HK$1,886/mo
Today · 4.125%
HK$73,064
baseline
▲ 0.50% · 4.625%
HK$76,916
+HK$3,852/mo
Deposit HK$1.52M · loan HK$13.66M · min. income ≈ HK$146,128/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$569,290 · Scale 2, in force from 26 Feb 2026)