LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,618
−HK$2,171/mo
▼ 0.25% · 3.875%
HK$35,695
−HK$1,094/mo
Today · 4.125%
HK$36,789
baseline
▲ 0.50% · 4.625%
HK$39,027
+HK$2,238/mo
Deposit HK$7.59M · loan HK$7.59M · min. income ≈ HK$73,578/mo (50% DSR)
Upfront cash ≈ HK$8.16M (deposit + AVD stamp duty HK$569,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,512
−HK$2,081/mo
▼ 0.25% · 3.875%
HK$39,545
−HK$1,048/mo
Today · 4.125%
HK$40,593
baseline
▲ 0.50% · 4.625%
HK$42,733
+HK$2,140/mo
Deposit HK$7.59M · loan HK$7.59M · min. income ≈ HK$81,186/mo (50% DSR)
Upfront cash ≈ HK$8.16M (deposit + AVD stamp duty HK$569,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,542
−HK$2,605/mo
▼ 0.25% · 3.875%
HK$42,834
−HK$1,313/mo
Today · 4.125%
HK$44,147
baseline
▲ 0.50% · 4.625%
HK$46,833
+HK$2,686/mo
Deposit HK$6.07M · loan HK$9.11M · min. income ≈ HK$88,294/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$569,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,215
−HK$2,496/mo
▼ 0.25% · 3.875%
HK$47,454
−HK$1,257/mo
Today · 4.125%
HK$48,711
baseline
▲ 0.50% · 4.625%
HK$51,279
+HK$2,568/mo
Deposit HK$6.07M · loan HK$9.11M · min. income ≈ HK$97,422/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$569,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,465
−HK$3,039/mo
▼ 0.25% · 3.875%
HK$49,973
−HK$1,531/mo
Today · 4.125%
HK$51,504
baseline
▲ 0.50% · 4.625%
HK$54,638
+HK$3,134/mo
Deposit HK$4.55M · loan HK$10.63M · min. income ≈ HK$103,008/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$569,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,917
−HK$2,913/mo
▼ 0.25% · 3.875%
HK$55,363
−HK$1,467/mo
Today · 4.125%
HK$56,830
baseline
▲ 0.50% · 4.625%
HK$59,826
+HK$2,996/mo
Deposit HK$4.55M · loan HK$10.63M · min. income ≈ HK$113,660/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$569,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,312
−HK$3,908/mo
▼ 0.25% · 3.875%
HK$64,251
−HK$1,969/mo
Today · 4.125%
HK$66,220
baseline
▲ 0.50% · 4.625%
HK$70,249
+HK$4,029/mo
Deposit HK$1.52M · loan HK$13.66M · min. income ≈ HK$132,440/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$569,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,322
−HK$3,745/mo
▼ 0.25% · 3.875%
HK$71,181
−HK$1,886/mo
Today · 4.125%
HK$73,067
baseline
▲ 0.50% · 4.625%
HK$76,919
+HK$3,852/mo
Deposit HK$1.52M · loan HK$13.66M · min. income ≈ HK$146,134/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$569,311 · Scale 2, in force from 26 Feb 2026)