LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,619
−HK$2,171/mo
▼ 0.25% · 3.875%
HK$35,696
−HK$1,094/mo
Today · 4.125%
HK$36,790
baseline
▲ 0.50% · 4.625%
HK$39,029
+HK$2,239/mo
Deposit HK$7.59M · loan HK$7.59M · min. income ≈ HK$73,580/mo (50% DSR)
Upfront cash ≈ HK$8.16M (deposit + AVD stamp duty HK$569,333 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,514
−HK$2,080/mo
▼ 0.25% · 3.875%
HK$39,547
−HK$1,047/mo
Today · 4.125%
HK$40,594
baseline
▲ 0.50% · 4.625%
HK$42,734
+HK$2,140/mo
Deposit HK$7.59M · loan HK$7.59M · min. income ≈ HK$81,188/mo (50% DSR)
Upfront cash ≈ HK$8.16M (deposit + AVD stamp duty HK$569,333 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,543
−HK$2,605/mo
▼ 0.25% · 3.875%
HK$42,835
−HK$1,313/mo
Today · 4.125%
HK$44,148
baseline
▲ 0.50% · 4.625%
HK$46,835
+HK$2,687/mo
Deposit HK$6.07M · loan HK$9.11M · min. income ≈ HK$88,296/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$569,333 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,216
−HK$2,497/mo
▼ 0.25% · 3.875%
HK$47,456
−HK$1,257/mo
Today · 4.125%
HK$48,713
baseline
▲ 0.50% · 4.625%
HK$51,281
+HK$2,568/mo
Deposit HK$6.07M · loan HK$9.11M · min. income ≈ HK$97,426/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$569,333 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,467
−HK$3,039/mo
▼ 0.25% · 3.875%
HK$49,975
−HK$1,531/mo
Today · 4.125%
HK$51,506
baseline
▲ 0.50% · 4.625%
HK$54,640
+HK$3,134/mo
Deposit HK$4.55M · loan HK$10.63M · min. income ≈ HK$103,012/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$569,333 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,919
−HK$2,913/mo
▼ 0.25% · 3.875%
HK$55,365
−HK$1,467/mo
Today · 4.125%
HK$56,832
baseline
▲ 0.50% · 4.625%
HK$59,828
+HK$2,996/mo
Deposit HK$4.55M · loan HK$10.63M · min. income ≈ HK$113,664/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$569,333 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,315
−HK$3,907/mo
▼ 0.25% · 3.875%
HK$64,253
−HK$1,969/mo
Today · 4.125%
HK$66,222
baseline
▲ 0.50% · 4.625%
HK$70,252
+HK$4,030/mo
Deposit HK$1.52M · loan HK$13.66M · min. income ≈ HK$132,444/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$569,333 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,325
−HK$3,745/mo
▼ 0.25% · 3.875%
HK$71,184
−HK$1,886/mo
Today · 4.125%
HK$73,070
baseline
▲ 0.50% · 4.625%
HK$76,922
+HK$3,852/mo
Deposit HK$1.52M · loan HK$13.66M · min. income ≈ HK$146,140/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$569,333 · Scale 2, in force from 26 Feb 2026)