LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,620
−HK$2,171/mo
▼ 0.25% · 3.875%
HK$35,697
−HK$1,094/mo
Today · 4.125%
HK$36,791
baseline
▲ 0.50% · 4.625%
HK$39,030
+HK$2,239/mo
Deposit HK$7.59M · loan HK$7.59M · min. income ≈ HK$73,582/mo (50% DSR)
Upfront cash ≈ HK$8.16M (deposit + AVD stamp duty HK$569,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,515
−HK$2,080/mo
▼ 0.25% · 3.875%
HK$39,548
−HK$1,047/mo
Today · 4.125%
HK$40,595
baseline
▲ 0.50% · 4.625%
HK$42,735
+HK$2,140/mo
Deposit HK$7.59M · loan HK$7.59M · min. income ≈ HK$81,190/mo (50% DSR)
Upfront cash ≈ HK$8.16M (deposit + AVD stamp duty HK$569,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,544
−HK$2,605/mo
▼ 0.25% · 3.875%
HK$42,836
−HK$1,313/mo
Today · 4.125%
HK$44,149
baseline
▲ 0.50% · 4.625%
HK$46,836
+HK$2,687/mo
Deposit HK$6.07M · loan HK$9.11M · min. income ≈ HK$88,298/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$569,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,218
−HK$2,497/mo
▼ 0.25% · 3.875%
HK$47,457
−HK$1,258/mo
Today · 4.125%
HK$48,715
baseline
▲ 0.50% · 4.625%
HK$51,282
+HK$2,567/mo
Deposit HK$6.07M · loan HK$9.11M · min. income ≈ HK$97,430/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$569,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,468
−HK$3,040/mo
▼ 0.25% · 3.875%
HK$49,976
−HK$1,532/mo
Today · 4.125%
HK$51,508
baseline
▲ 0.50% · 4.625%
HK$54,642
+HK$3,134/mo
Deposit HK$4.55M · loan HK$10.63M · min. income ≈ HK$103,016/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$569,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,920
−HK$2,914/mo
▼ 0.25% · 3.875%
HK$55,367
−HK$1,467/mo
Today · 4.125%
HK$56,834
baseline
▲ 0.50% · 4.625%
HK$59,829
+HK$2,995/mo
Deposit HK$4.55M · loan HK$10.63M · min. income ≈ HK$113,668/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$569,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,316
−HK$3,908/mo
▼ 0.25% · 3.875%
HK$64,255
−HK$1,969/mo
Today · 4.125%
HK$66,224
baseline
▲ 0.50% · 4.625%
HK$70,254
+HK$4,030/mo
Deposit HK$1.52M · loan HK$13.66M · min. income ≈ HK$132,448/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$569,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,326
−HK$3,746/mo
▼ 0.25% · 3.875%
HK$71,186
−HK$1,886/mo
Today · 4.125%
HK$73,072
baseline
▲ 0.50% · 4.625%
HK$76,923
+HK$3,851/mo
Deposit HK$1.52M · loan HK$13.66M · min. income ≈ HK$146,144/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$569,347 · Scale 2, in force from 26 Feb 2026)