LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,621
−HK$2,172/mo
▼ 0.25% · 3.875%
HK$35,698
−HK$1,095/mo
Today · 4.125%
HK$36,793
baseline
▲ 0.50% · 4.625%
HK$39,031
+HK$2,238/mo
Deposit HK$7.59M · loan HK$7.59M · min. income ≈ HK$73,586/mo (50% DSR)
Upfront cash ≈ HK$8.16M (deposit + AVD stamp duty HK$569,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,516
−HK$2,081/mo
▼ 0.25% · 3.875%
HK$39,549
−HK$1,048/mo
Today · 4.125%
HK$40,597
baseline
▲ 0.50% · 4.625%
HK$42,737
+HK$2,140/mo
Deposit HK$7.59M · loan HK$7.59M · min. income ≈ HK$81,194/mo (50% DSR)
Upfront cash ≈ HK$8.16M (deposit + AVD stamp duty HK$569,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,546
−HK$2,605/mo
▼ 0.25% · 3.875%
HK$42,838
−HK$1,313/mo
Today · 4.125%
HK$44,151
baseline
▲ 0.50% · 4.625%
HK$46,838
+HK$2,687/mo
Deposit HK$6.07M · loan HK$9.11M · min. income ≈ HK$88,302/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$569,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,219
−HK$2,497/mo
▼ 0.25% · 3.875%
HK$47,459
−HK$1,257/mo
Today · 4.125%
HK$48,716
baseline
▲ 0.50% · 4.625%
HK$51,284
+HK$2,568/mo
Deposit HK$6.07M · loan HK$9.11M · min. income ≈ HK$97,432/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$569,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,470
−HK$3,040/mo
▼ 0.25% · 3.875%
HK$49,978
−HK$1,532/mo
Today · 4.125%
HK$51,510
baseline
▲ 0.50% · 4.625%
HK$54,644
+HK$3,134/mo
Deposit HK$4.55M · loan HK$10.63M · min. income ≈ HK$103,020/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$569,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,922
−HK$2,914/mo
▼ 0.25% · 3.875%
HK$55,369
−HK$1,467/mo
Today · 4.125%
HK$56,836
baseline
▲ 0.50% · 4.625%
HK$59,832
+HK$2,996/mo
Deposit HK$4.55M · loan HK$10.63M · min. income ≈ HK$113,672/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$569,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,319
−HK$3,908/mo
▼ 0.25% · 3.875%
HK$64,257
−HK$1,970/mo
Today · 4.125%
HK$66,227
baseline
▲ 0.50% · 4.625%
HK$70,256
+HK$4,029/mo
Deposit HK$1.52M · loan HK$13.66M · min. income ≈ HK$132,454/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$569,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,329
−HK$3,745/mo
▼ 0.25% · 3.875%
HK$71,188
−HK$1,886/mo
Today · 4.125%
HK$73,074
baseline
▲ 0.50% · 4.625%
HK$76,926
+HK$3,852/mo
Deposit HK$1.52M · loan HK$13.66M · min. income ≈ HK$146,148/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$569,368 · Scale 2, in force from 26 Feb 2026)