LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,622
−HK$2,171/mo
▼ 0.25% · 3.875%
HK$35,699
−HK$1,094/mo
Today · 4.125%
HK$36,793
baseline
▲ 0.50% · 4.625%
HK$39,032
+HK$2,239/mo
Deposit HK$7.59M · loan HK$7.59M · min. income ≈ HK$73,586/mo (50% DSR)
Upfront cash ≈ HK$8.16M (deposit + AVD stamp duty HK$569,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,517
−HK$2,081/mo
▼ 0.25% · 3.875%
HK$39,550
−HK$1,048/mo
Today · 4.125%
HK$40,598
baseline
▲ 0.50% · 4.625%
HK$42,738
+HK$2,140/mo
Deposit HK$7.59M · loan HK$7.59M · min. income ≈ HK$81,196/mo (50% DSR)
Upfront cash ≈ HK$8.16M (deposit + AVD stamp duty HK$569,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,546
−HK$2,606/mo
▼ 0.25% · 3.875%
HK$42,839
−HK$1,313/mo
Today · 4.125%
HK$44,152
baseline
▲ 0.50% · 4.625%
HK$46,838
+HK$2,686/mo
Deposit HK$6.07M · loan HK$9.11M · min. income ≈ HK$88,304/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$569,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,220
−HK$2,497/mo
▼ 0.25% · 3.875%
HK$47,460
−HK$1,257/mo
Today · 4.125%
HK$48,717
baseline
▲ 0.50% · 4.625%
HK$51,285
+HK$2,568/mo
Deposit HK$6.07M · loan HK$9.11M · min. income ≈ HK$97,434/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$569,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,471
−HK$3,039/mo
▼ 0.25% · 3.875%
HK$49,979
−HK$1,531/mo
Today · 4.125%
HK$51,510
baseline
▲ 0.50% · 4.625%
HK$54,645
+HK$3,135/mo
Deposit HK$4.56M · loan HK$10.63M · min. income ≈ HK$103,020/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$569,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,923
−HK$2,914/mo
▼ 0.25% · 3.875%
HK$55,369
−HK$1,468/mo
Today · 4.125%
HK$56,837
baseline
▲ 0.50% · 4.625%
HK$59,833
+HK$2,996/mo
Deposit HK$4.56M · loan HK$10.63M · min. income ≈ HK$113,674/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$569,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,320
−HK$3,908/mo
▼ 0.25% · 3.875%
HK$64,258
−HK$1,970/mo
Today · 4.125%
HK$66,228
baseline
▲ 0.50% · 4.625%
HK$70,257
+HK$4,029/mo
Deposit HK$1.52M · loan HK$13.67M · min. income ≈ HK$132,456/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$569,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,330
−HK$3,746/mo
▼ 0.25% · 3.875%
HK$71,189
−HK$1,887/mo
Today · 4.125%
HK$73,076
baseline
▲ 0.50% · 4.625%
HK$76,928
+HK$3,852/mo
Deposit HK$1.52M · loan HK$13.67M · min. income ≈ HK$146,152/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$569,377 · Scale 2, in force from 26 Feb 2026)