LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,623
−HK$2,171/mo
▼ 0.25% · 3.875%
HK$35,700
−HK$1,094/mo
Today · 4.125%
HK$36,794
baseline
▲ 0.50% · 4.625%
HK$39,033
+HK$2,239/mo
Deposit HK$7.59M · loan HK$7.59M · min. income ≈ HK$73,588/mo (50% DSR)
Upfront cash ≈ HK$8.16M (deposit + AVD stamp duty HK$569,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,518
−HK$2,081/mo
▼ 0.25% · 3.875%
HK$39,551
−HK$1,048/mo
Today · 4.125%
HK$40,599
baseline
▲ 0.50% · 4.625%
HK$42,739
+HK$2,140/mo
Deposit HK$7.59M · loan HK$7.59M · min. income ≈ HK$81,198/mo (50% DSR)
Upfront cash ≈ HK$8.16M (deposit + AVD stamp duty HK$569,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,548
−HK$2,605/mo
▼ 0.25% · 3.875%
HK$42,840
−HK$1,313/mo
Today · 4.125%
HK$44,153
baseline
▲ 0.50% · 4.625%
HK$46,840
+HK$2,687/mo
Deposit HK$6.07M · loan HK$9.11M · min. income ≈ HK$88,306/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$569,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,221
−HK$2,498/mo
▼ 0.25% · 3.875%
HK$47,461
−HK$1,258/mo
Today · 4.125%
HK$48,719
baseline
▲ 0.50% · 4.625%
HK$51,287
+HK$2,568/mo
Deposit HK$6.07M · loan HK$9.11M · min. income ≈ HK$97,438/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$569,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,472
−HK$3,040/mo
▼ 0.25% · 3.875%
HK$49,980
−HK$1,532/mo
Today · 4.125%
HK$51,512
baseline
▲ 0.50% · 4.625%
HK$54,646
+HK$3,134/mo
Deposit HK$4.56M · loan HK$10.63M · min. income ≈ HK$103,024/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$569,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,925
−HK$2,913/mo
▼ 0.25% · 3.875%
HK$55,371
−HK$1,467/mo
Today · 4.125%
HK$56,838
baseline
▲ 0.50% · 4.625%
HK$59,834
+HK$2,996/mo
Deposit HK$4.56M · loan HK$10.63M · min. income ≈ HK$113,676/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$569,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,322
−HK$3,908/mo
▼ 0.25% · 3.875%
HK$64,260
−HK$1,970/mo
Today · 4.125%
HK$66,230
baseline
▲ 0.50% · 4.625%
HK$70,260
+HK$4,030/mo
Deposit HK$1.52M · loan HK$13.67M · min. income ≈ HK$132,460/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$569,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,332
−HK$3,746/mo
▼ 0.25% · 3.875%
HK$71,192
−HK$1,886/mo
Today · 4.125%
HK$73,078
baseline
▲ 0.50% · 4.625%
HK$76,930
+HK$3,852/mo
Deposit HK$1.52M · loan HK$13.67M · min. income ≈ HK$146,156/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$569,395 · Scale 2, in force from 26 Feb 2026)