LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,626
−HK$2,171/mo
▼ 0.25% · 3.875%
HK$35,703
−HK$1,094/mo
Today · 4.125%
HK$36,797
baseline
▲ 0.50% · 4.625%
HK$39,036
+HK$2,239/mo
Deposit HK$7.59M · loan HK$7.59M · min. income ≈ HK$73,594/mo (50% DSR)
Upfront cash ≈ HK$8.16M (deposit + AVD stamp duty HK$569,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,521
−HK$2,081/mo
▼ 0.25% · 3.875%
HK$39,554
−HK$1,048/mo
Today · 4.125%
HK$40,602
baseline
▲ 0.50% · 4.625%
HK$42,742
+HK$2,140/mo
Deposit HK$7.59M · loan HK$7.59M · min. income ≈ HK$81,204/mo (50% DSR)
Upfront cash ≈ HK$8.16M (deposit + AVD stamp duty HK$569,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,551
−HK$2,605/mo
▼ 0.25% · 3.875%
HK$42,843
−HK$1,313/mo
Today · 4.125%
HK$44,156
baseline
▲ 0.50% · 4.625%
HK$46,843
+HK$2,687/mo
Deposit HK$6.07M · loan HK$9.11M · min. income ≈ HK$88,312/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$569,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,225
−HK$2,497/mo
▼ 0.25% · 3.875%
HK$47,464
−HK$1,258/mo
Today · 4.125%
HK$48,722
baseline
▲ 0.50% · 4.625%
HK$51,290
+HK$2,568/mo
Deposit HK$6.07M · loan HK$9.11M · min. income ≈ HK$97,444/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$569,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,476
−HK$3,040/mo
▼ 0.25% · 3.875%
HK$49,984
−HK$1,532/mo
Today · 4.125%
HK$51,516
baseline
▲ 0.50% · 4.625%
HK$54,650
+HK$3,134/mo
Deposit HK$4.56M · loan HK$10.63M · min. income ≈ HK$103,032/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$569,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,929
−HK$2,913/mo
▼ 0.25% · 3.875%
HK$55,375
−HK$1,467/mo
Today · 4.125%
HK$56,842
baseline
▲ 0.50% · 4.625%
HK$59,839
+HK$2,997/mo
Deposit HK$4.56M · loan HK$10.63M · min. income ≈ HK$113,684/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$569,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,326
−HK$3,908/mo
▼ 0.25% · 3.875%
HK$64,265
−HK$1,969/mo
Today · 4.125%
HK$66,234
baseline
▲ 0.50% · 4.625%
HK$70,264
+HK$4,030/mo
Deposit HK$1.52M · loan HK$13.67M · min. income ≈ HK$132,468/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$569,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,337
−HK$3,746/mo
▼ 0.25% · 3.875%
HK$71,197
−HK$1,886/mo
Today · 4.125%
HK$73,083
baseline
▲ 0.50% · 4.625%
HK$76,935
+HK$3,852/mo
Deposit HK$1.52M · loan HK$13.67M · min. income ≈ HK$146,166/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$569,435 · Scale 2, in force from 26 Feb 2026)