LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,627
−HK$2,171/mo
▼ 0.25% · 3.875%
HK$35,704
−HK$1,094/mo
Today · 4.125%
HK$36,798
baseline
▲ 0.50% · 4.625%
HK$39,037
+HK$2,239/mo
Deposit HK$7.59M · loan HK$7.59M · min. income ≈ HK$73,596/mo (50% DSR)
Upfront cash ≈ HK$8.16M (deposit + AVD stamp duty HK$569,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,522
−HK$2,081/mo
▼ 0.25% · 3.875%
HK$39,555
−HK$1,048/mo
Today · 4.125%
HK$40,603
baseline
▲ 0.50% · 4.625%
HK$42,743
+HK$2,140/mo
Deposit HK$7.59M · loan HK$7.59M · min. income ≈ HK$81,206/mo (50% DSR)
Upfront cash ≈ HK$8.16M (deposit + AVD stamp duty HK$569,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,552
−HK$2,606/mo
▼ 0.25% · 3.875%
HK$42,844
−HK$1,314/mo
Today · 4.125%
HK$44,158
baseline
▲ 0.50% · 4.625%
HK$46,844
+HK$2,686/mo
Deposit HK$6.07M · loan HK$9.11M · min. income ≈ HK$88,316/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$569,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,226
−HK$2,497/mo
▼ 0.25% · 3.875%
HK$47,466
−HK$1,257/mo
Today · 4.125%
HK$48,723
baseline
▲ 0.50% · 4.625%
HK$51,292
+HK$2,569/mo
Deposit HK$6.07M · loan HK$9.11M · min. income ≈ HK$97,446/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$569,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,477
−HK$3,040/mo
▼ 0.25% · 3.875%
HK$49,985
−HK$1,532/mo
Today · 4.125%
HK$51,517
baseline
▲ 0.50% · 4.625%
HK$54,652
+HK$3,135/mo
Deposit HK$4.56M · loan HK$10.63M · min. income ≈ HK$103,034/mo (50% DSR)
Upfront cash ≈ HK$5.13M (deposit + AVD stamp duty HK$569,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,930
−HK$2,914/mo
▼ 0.25% · 3.875%
HK$55,377
−HK$1,467/mo
Today · 4.125%
HK$56,844
baseline
▲ 0.50% · 4.625%
HK$59,840
+HK$2,996/mo
Deposit HK$4.56M · loan HK$10.63M · min. income ≈ HK$113,688/mo (50% DSR)
Upfront cash ≈ HK$5.13M (deposit + AVD stamp duty HK$569,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,328
−HK$3,908/mo
▼ 0.25% · 3.875%
HK$64,267
−HK$1,969/mo
Today · 4.125%
HK$66,236
baseline
▲ 0.50% · 4.625%
HK$70,267
+HK$4,031/mo
Deposit HK$1.52M · loan HK$13.67M · min. income ≈ HK$132,472/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$569,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,339
−HK$3,746/mo
▼ 0.25% · 3.875%
HK$71,199
−HK$1,886/mo
Today · 4.125%
HK$73,085
baseline
▲ 0.50% · 4.625%
HK$76,938
+HK$3,853/mo
Deposit HK$1.52M · loan HK$13.67M · min. income ≈ HK$146,170/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$569,452 · Scale 2, in force from 26 Feb 2026)