LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,630
−HK$2,172/mo
▼ 0.25% · 3.875%
HK$35,708
−HK$1,094/mo
Today · 4.125%
HK$36,802
baseline
▲ 0.50% · 4.625%
HK$39,041
+HK$2,239/mo
Deposit HK$7.59M · loan HK$7.59M · min. income ≈ HK$73,604/mo (50% DSR)
Upfront cash ≈ HK$8.16M (deposit + AVD stamp duty HK$569,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,526
−HK$2,081/mo
▼ 0.25% · 3.875%
HK$39,559
−HK$1,048/mo
Today · 4.125%
HK$40,607
baseline
▲ 0.50% · 4.625%
HK$42,748
+HK$2,141/mo
Deposit HK$7.59M · loan HK$7.59M · min. income ≈ HK$81,214/mo (50% DSR)
Upfront cash ≈ HK$8.16M (deposit + AVD stamp duty HK$569,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,557
−HK$2,605/mo
▼ 0.25% · 3.875%
HK$42,849
−HK$1,313/mo
Today · 4.125%
HK$44,162
baseline
▲ 0.50% · 4.625%
HK$46,850
+HK$2,688/mo
Deposit HK$6.07M · loan HK$9.11M · min. income ≈ HK$88,324/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$569,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,231
−HK$2,498/mo
▼ 0.25% · 3.875%
HK$47,471
−HK$1,258/mo
Today · 4.125%
HK$48,729
baseline
▲ 0.50% · 4.625%
HK$51,298
+HK$2,569/mo
Deposit HK$6.07M · loan HK$9.11M · min. income ≈ HK$97,458/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$569,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,483
−HK$3,040/mo
▼ 0.25% · 3.875%
HK$49,991
−HK$1,532/mo
Today · 4.125%
HK$51,523
baseline
▲ 0.50% · 4.625%
HK$54,658
+HK$3,135/mo
Deposit HK$4.56M · loan HK$10.63M · min. income ≈ HK$103,046/mo (50% DSR)
Upfront cash ≈ HK$5.13M (deposit + AVD stamp duty HK$569,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,936
−HK$2,914/mo
▼ 0.25% · 3.875%
HK$55,383
−HK$1,467/mo
Today · 4.125%
HK$56,850
baseline
▲ 0.50% · 4.625%
HK$59,847
+HK$2,997/mo
Deposit HK$4.56M · loan HK$10.63M · min. income ≈ HK$113,700/mo (50% DSR)
Upfront cash ≈ HK$5.13M (deposit + AVD stamp duty HK$569,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,335
−HK$3,909/mo
▼ 0.25% · 3.875%
HK$64,274
−HK$1,970/mo
Today · 4.125%
HK$66,244
baseline
▲ 0.50% · 4.625%
HK$70,275
+HK$4,031/mo
Deposit HK$1.52M · loan HK$13.67M · min. income ≈ HK$132,488/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$569,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,347
−HK$3,746/mo
▼ 0.25% · 3.875%
HK$71,207
−HK$1,886/mo
Today · 4.125%
HK$73,093
baseline
▲ 0.50% · 4.625%
HK$76,946
+HK$3,853/mo
Deposit HK$1.52M · loan HK$13.67M · min. income ≈ HK$146,186/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$569,516 · Scale 2, in force from 26 Feb 2026)