LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,631
−HK$2,171/mo
▼ 0.25% · 3.875%
HK$35,708
−HK$1,094/mo
Today · 4.125%
HK$36,802
baseline
▲ 0.50% · 4.625%
HK$39,042
+HK$2,240/mo
Deposit HK$7.59M · loan HK$7.59M · min. income ≈ HK$73,604/mo (50% DSR)
Upfront cash ≈ HK$8.16M (deposit + AVD stamp duty HK$569,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,526
−HK$2,082/mo
▼ 0.25% · 3.875%
HK$39,560
−HK$1,048/mo
Today · 4.125%
HK$40,608
baseline
▲ 0.50% · 4.625%
HK$42,748
+HK$2,140/mo
Deposit HK$7.59M · loan HK$7.59M · min. income ≈ HK$81,216/mo (50% DSR)
Upfront cash ≈ HK$8.16M (deposit + AVD stamp duty HK$569,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,557
−HK$2,606/mo
▼ 0.25% · 3.875%
HK$42,850
−HK$1,313/mo
Today · 4.125%
HK$44,163
baseline
▲ 0.50% · 4.625%
HK$46,850
+HK$2,687/mo
Deposit HK$6.07M · loan HK$9.11M · min. income ≈ HK$88,326/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$569,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,232
−HK$2,497/mo
▼ 0.25% · 3.875%
HK$47,472
−HK$1,257/mo
Today · 4.125%
HK$48,729
baseline
▲ 0.50% · 4.625%
HK$51,298
+HK$2,569/mo
Deposit HK$6.07M · loan HK$9.11M · min. income ≈ HK$97,458/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$569,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,483
−HK$3,040/mo
▼ 0.25% · 3.875%
HK$49,991
−HK$1,532/mo
Today · 4.125%
HK$51,523
baseline
▲ 0.50% · 4.625%
HK$54,658
+HK$3,135/mo
Deposit HK$4.56M · loan HK$10.63M · min. income ≈ HK$103,046/mo (50% DSR)
Upfront cash ≈ HK$5.13M (deposit + AVD stamp duty HK$569,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,937
−HK$2,914/mo
▼ 0.25% · 3.875%
HK$55,383
−HK$1,468/mo
Today · 4.125%
HK$56,851
baseline
▲ 0.50% · 4.625%
HK$59,848
+HK$2,997/mo
Deposit HK$4.56M · loan HK$10.63M · min. income ≈ HK$113,702/mo (50% DSR)
Upfront cash ≈ HK$5.13M (deposit + AVD stamp duty HK$569,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,335
−HK$3,909/mo
▼ 0.25% · 3.875%
HK$64,274
−HK$1,970/mo
Today · 4.125%
HK$66,244
baseline
▲ 0.50% · 4.625%
HK$70,275
+HK$4,031/mo
Deposit HK$1.52M · loan HK$13.67M · min. income ≈ HK$132,488/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$569,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,347
−HK$3,747/mo
▼ 0.25% · 3.875%
HK$71,207
−HK$1,887/mo
Today · 4.125%
HK$73,094
baseline
▲ 0.50% · 4.625%
HK$76,947
+HK$3,853/mo
Deposit HK$1.52M · loan HK$13.67M · min. income ≈ HK$146,188/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$569,521 · Scale 2, in force from 26 Feb 2026)