LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,631
−HK$2,172/mo
▼ 0.25% · 3.875%
HK$35,708
−HK$1,095/mo
Today · 4.125%
HK$36,803
baseline
▲ 0.50% · 4.625%
HK$39,042
+HK$2,239/mo
Deposit HK$7.59M · loan HK$7.59M · min. income ≈ HK$73,606/mo (50% DSR)
Upfront cash ≈ HK$8.16M (deposit + AVD stamp duty HK$569,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,527
−HK$2,081/mo
▼ 0.25% · 3.875%
HK$39,560
−HK$1,048/mo
Today · 4.125%
HK$40,608
baseline
▲ 0.50% · 4.625%
HK$42,749
+HK$2,141/mo
Deposit HK$7.59M · loan HK$7.59M · min. income ≈ HK$81,216/mo (50% DSR)
Upfront cash ≈ HK$8.16M (deposit + AVD stamp duty HK$569,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,557
−HK$2,606/mo
▼ 0.25% · 3.875%
HK$42,850
−HK$1,313/mo
Today · 4.125%
HK$44,163
baseline
▲ 0.50% · 4.625%
HK$46,850
+HK$2,687/mo
Deposit HK$6.07M · loan HK$9.11M · min. income ≈ HK$88,326/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$569,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,232
−HK$2,498/mo
▼ 0.25% · 3.875%
HK$47,472
−HK$1,258/mo
Today · 4.125%
HK$48,730
baseline
▲ 0.50% · 4.625%
HK$51,298
+HK$2,568/mo
Deposit HK$6.07M · loan HK$9.11M · min. income ≈ HK$97,460/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$569,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,483
−HK$3,041/mo
▼ 0.25% · 3.875%
HK$49,992
−HK$1,532/mo
Today · 4.125%
HK$51,524
baseline
▲ 0.50% · 4.625%
HK$54,659
+HK$3,135/mo
Deposit HK$4.56M · loan HK$10.63M · min. income ≈ HK$103,048/mo (50% DSR)
Upfront cash ≈ HK$5.13M (deposit + AVD stamp duty HK$569,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,937
−HK$2,914/mo
▼ 0.25% · 3.875%
HK$55,384
−HK$1,467/mo
Today · 4.125%
HK$56,851
baseline
▲ 0.50% · 4.625%
HK$59,848
+HK$2,997/mo
Deposit HK$4.56M · loan HK$10.63M · min. income ≈ HK$113,702/mo (50% DSR)
Upfront cash ≈ HK$5.13M (deposit + AVD stamp duty HK$569,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,336
−HK$3,909/mo
▼ 0.25% · 3.875%
HK$64,275
−HK$1,970/mo
Today · 4.125%
HK$66,245
baseline
▲ 0.50% · 4.625%
HK$70,276
+HK$4,031/mo
Deposit HK$1.52M · loan HK$13.67M · min. income ≈ HK$132,490/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$569,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,348
−HK$3,747/mo
▼ 0.25% · 3.875%
HK$71,208
−HK$1,887/mo
Today · 4.125%
HK$73,095
baseline
▲ 0.50% · 4.625%
HK$76,948
+HK$3,853/mo
Deposit HK$1.52M · loan HK$13.67M · min. income ≈ HK$146,190/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$569,526 · Scale 2, in force from 26 Feb 2026)