LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,632
−HK$2,171/mo
▼ 0.25% · 3.875%
HK$35,709
−HK$1,094/mo
Today · 4.125%
HK$36,803
baseline
▲ 0.50% · 4.625%
HK$39,043
+HK$2,240/mo
Deposit HK$7.59M · loan HK$7.59M · min. income ≈ HK$73,606/mo (50% DSR)
Upfront cash ≈ HK$8.16M (deposit + AVD stamp duty HK$569,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,527
−HK$2,082/mo
▼ 0.25% · 3.875%
HK$39,561
−HK$1,048/mo
Today · 4.125%
HK$40,609
baseline
▲ 0.50% · 4.625%
HK$42,749
+HK$2,140/mo
Deposit HK$7.59M · loan HK$7.59M · min. income ≈ HK$81,218/mo (50% DSR)
Upfront cash ≈ HK$8.16M (deposit + AVD stamp duty HK$569,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,558
−HK$2,606/mo
▼ 0.25% · 3.875%
HK$42,851
−HK$1,313/mo
Today · 4.125%
HK$44,164
baseline
▲ 0.50% · 4.625%
HK$46,851
+HK$2,687/mo
Deposit HK$6.08M · loan HK$9.11M · min. income ≈ HK$88,328/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$569,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,233
−HK$2,498/mo
▼ 0.25% · 3.875%
HK$47,473
−HK$1,258/mo
Today · 4.125%
HK$48,731
baseline
▲ 0.50% · 4.625%
HK$51,299
+HK$2,568/mo
Deposit HK$6.08M · loan HK$9.11M · min. income ≈ HK$97,462/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$569,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,484
−HK$3,041/mo
▼ 0.25% · 3.875%
HK$49,992
−HK$1,533/mo
Today · 4.125%
HK$51,525
baseline
▲ 0.50% · 4.625%
HK$54,660
+HK$3,135/mo
Deposit HK$4.56M · loan HK$10.63M · min. income ≈ HK$103,050/mo (50% DSR)
Upfront cash ≈ HK$5.13M (deposit + AVD stamp duty HK$569,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,938
−HK$2,914/mo
▼ 0.25% · 3.875%
HK$55,385
−HK$1,467/mo
Today · 4.125%
HK$56,852
baseline
▲ 0.50% · 4.625%
HK$59,849
+HK$2,997/mo
Deposit HK$4.56M · loan HK$10.63M · min. income ≈ HK$113,704/mo (50% DSR)
Upfront cash ≈ HK$5.13M (deposit + AVD stamp duty HK$569,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,337
−HK$3,909/mo
▼ 0.25% · 3.875%
HK$64,276
−HK$1,970/mo
Today · 4.125%
HK$66,246
baseline
▲ 0.50% · 4.625%
HK$70,277
+HK$4,031/mo
Deposit HK$1.52M · loan HK$13.67M · min. income ≈ HK$132,492/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$569,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,349
−HK$3,747/mo
▼ 0.25% · 3.875%
HK$71,209
−HK$1,887/mo
Today · 4.125%
HK$73,096
baseline
▲ 0.50% · 4.625%
HK$76,949
+HK$3,853/mo
Deposit HK$1.52M · loan HK$13.67M · min. income ≈ HK$146,192/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$569,536 · Scale 2, in force from 26 Feb 2026)