LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,633
−HK$2,171/mo
▼ 0.25% · 3.875%
HK$35,710
−HK$1,094/mo
Today · 4.125%
HK$36,804
baseline
▲ 0.50% · 4.625%
HK$39,044
+HK$2,240/mo
Deposit HK$7.59M · loan HK$7.59M · min. income ≈ HK$73,608/mo (50% DSR)
Upfront cash ≈ HK$8.16M (deposit + AVD stamp duty HK$569,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,528
−HK$2,082/mo
▼ 0.25% · 3.875%
HK$39,562
−HK$1,048/mo
Today · 4.125%
HK$40,610
baseline
▲ 0.50% · 4.625%
HK$42,751
+HK$2,141/mo
Deposit HK$7.59M · loan HK$7.59M · min. income ≈ HK$81,220/mo (50% DSR)
Upfront cash ≈ HK$8.16M (deposit + AVD stamp duty HK$569,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,559
−HK$2,606/mo
▼ 0.25% · 3.875%
HK$42,852
−HK$1,313/mo
Today · 4.125%
HK$44,165
baseline
▲ 0.50% · 4.625%
HK$46,853
+HK$2,688/mo
Deposit HK$6.08M · loan HK$9.11M · min. income ≈ HK$88,330/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$569,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,234
−HK$2,498/mo
▼ 0.25% · 3.875%
HK$47,474
−HK$1,258/mo
Today · 4.125%
HK$48,732
baseline
▲ 0.50% · 4.625%
HK$51,301
+HK$2,569/mo
Deposit HK$6.08M · loan HK$9.11M · min. income ≈ HK$97,464/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$569,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,486
−HK$3,040/mo
▼ 0.25% · 3.875%
HK$49,994
−HK$1,532/mo
Today · 4.125%
HK$51,526
baseline
▲ 0.50% · 4.625%
HK$54,661
+HK$3,135/mo
Deposit HK$4.56M · loan HK$10.63M · min. income ≈ HK$103,052/mo (50% DSR)
Upfront cash ≈ HK$5.13M (deposit + AVD stamp duty HK$569,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,940
−HK$2,914/mo
▼ 0.25% · 3.875%
HK$55,386
−HK$1,468/mo
Today · 4.125%
HK$56,854
baseline
▲ 0.50% · 4.625%
HK$59,851
+HK$2,997/mo
Deposit HK$4.56M · loan HK$10.63M · min. income ≈ HK$113,708/mo (50% DSR)
Upfront cash ≈ HK$5.13M (deposit + AVD stamp duty HK$569,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,339
−HK$3,909/mo
▼ 0.25% · 3.875%
HK$64,278
−HK$1,970/mo
Today · 4.125%
HK$66,248
baseline
▲ 0.50% · 4.625%
HK$70,279
+HK$4,031/mo
Deposit HK$1.52M · loan HK$13.67M · min. income ≈ HK$132,496/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$569,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,351
−HK$3,747/mo
▼ 0.25% · 3.875%
HK$71,211
−HK$1,887/mo
Today · 4.125%
HK$73,098
baseline
▲ 0.50% · 4.625%
HK$76,951
+HK$3,853/mo
Deposit HK$1.52M · loan HK$13.67M · min. income ≈ HK$146,196/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$569,551 · Scale 2, in force from 26 Feb 2026)