LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,635
−HK$2,172/mo
▼ 0.25% · 3.875%
HK$35,712
−HK$1,095/mo
Today · 4.125%
HK$36,807
baseline
▲ 0.50% · 4.625%
HK$39,046
+HK$2,239/mo
Deposit HK$7.59M · loan HK$7.59M · min. income ≈ HK$73,614/mo (50% DSR)
Upfront cash ≈ HK$8.16M (deposit + AVD stamp duty HK$569,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,531
−HK$2,082/mo
▼ 0.25% · 3.875%
HK$39,564
−HK$1,049/mo
Today · 4.125%
HK$40,613
baseline
▲ 0.50% · 4.625%
HK$42,753
+HK$2,140/mo
Deposit HK$7.59M · loan HK$7.59M · min. income ≈ HK$81,226/mo (50% DSR)
Upfront cash ≈ HK$8.16M (deposit + AVD stamp duty HK$569,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,562
−HK$2,606/mo
▼ 0.25% · 3.875%
HK$42,855
−HK$1,313/mo
Today · 4.125%
HK$44,168
baseline
▲ 0.50% · 4.625%
HK$46,856
+HK$2,688/mo
Deposit HK$6.08M · loan HK$9.11M · min. income ≈ HK$88,336/mo (50% DSR)
Upfront cash ≈ HK$6.65M (deposit + AVD stamp duty HK$569,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,237
−HK$2,498/mo
▼ 0.25% · 3.875%
HK$47,477
−HK$1,258/mo
Today · 4.125%
HK$48,735
baseline
▲ 0.50% · 4.625%
HK$51,304
+HK$2,569/mo
Deposit HK$6.08M · loan HK$9.11M · min. income ≈ HK$97,470/mo (50% DSR)
Upfront cash ≈ HK$6.65M (deposit + AVD stamp duty HK$569,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,489
−HK$3,040/mo
▼ 0.25% · 3.875%
HK$49,997
−HK$1,532/mo
Today · 4.125%
HK$51,529
baseline
▲ 0.50% · 4.625%
HK$54,665
+HK$3,136/mo
Deposit HK$4.56M · loan HK$10.63M · min. income ≈ HK$103,058/mo (50% DSR)
Upfront cash ≈ HK$5.13M (deposit + AVD stamp duty HK$569,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,943
−HK$2,915/mo
▼ 0.25% · 3.875%
HK$55,390
−HK$1,468/mo
Today · 4.125%
HK$56,858
baseline
▲ 0.50% · 4.625%
HK$59,855
+HK$2,997/mo
Deposit HK$4.56M · loan HK$10.63M · min. income ≈ HK$113,716/mo (50% DSR)
Upfront cash ≈ HK$5.13M (deposit + AVD stamp duty HK$569,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,343
−HK$3,909/mo
▼ 0.25% · 3.875%
HK$64,282
−HK$1,970/mo
Today · 4.125%
HK$66,252
baseline
▲ 0.50% · 4.625%
HK$70,283
+HK$4,031/mo
Deposit HK$1.52M · loan HK$13.67M · min. income ≈ HK$132,504/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$569,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,356
−HK$3,747/mo
▼ 0.25% · 3.875%
HK$71,216
−HK$1,887/mo
Today · 4.125%
HK$73,103
baseline
▲ 0.50% · 4.625%
HK$76,956
+HK$3,853/mo
Deposit HK$1.52M · loan HK$13.67M · min. income ≈ HK$146,206/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$569,588 · Scale 2, in force from 26 Feb 2026)