LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,636
−HK$2,172/mo
▼ 0.25% · 3.875%
HK$35,714
−HK$1,094/mo
Today · 4.125%
HK$36,808
baseline
▲ 0.50% · 4.625%
HK$39,048
+HK$2,240/mo
Deposit HK$7.59M · loan HK$7.59M · min. income ≈ HK$73,616/mo (50% DSR)
Upfront cash ≈ HK$8.16M (deposit + AVD stamp duty HK$569,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,533
−HK$2,081/mo
▼ 0.25% · 3.875%
HK$39,566
−HK$1,048/mo
Today · 4.125%
HK$40,614
baseline
▲ 0.50% · 4.625%
HK$42,755
+HK$2,141/mo
Deposit HK$7.59M · loan HK$7.59M · min. income ≈ HK$81,228/mo (50% DSR)
Upfront cash ≈ HK$8.16M (deposit + AVD stamp duty HK$569,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,564
−HK$2,606/mo
▼ 0.25% · 3.875%
HK$42,856
−HK$1,314/mo
Today · 4.125%
HK$44,170
baseline
▲ 0.50% · 4.625%
HK$46,858
+HK$2,688/mo
Deposit HK$6.08M · loan HK$9.11M · min. income ≈ HK$88,340/mo (50% DSR)
Upfront cash ≈ HK$6.65M (deposit + AVD stamp duty HK$569,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,239
−HK$2,498/mo
▼ 0.25% · 3.875%
HK$47,479
−HK$1,258/mo
Today · 4.125%
HK$48,737
baseline
▲ 0.50% · 4.625%
HK$51,306
+HK$2,569/mo
Deposit HK$6.08M · loan HK$9.11M · min. income ≈ HK$97,474/mo (50% DSR)
Upfront cash ≈ HK$6.65M (deposit + AVD stamp duty HK$569,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,491
−HK$3,041/mo
▼ 0.25% · 3.875%
HK$49,999
−HK$1,533/mo
Today · 4.125%
HK$51,532
baseline
▲ 0.50% · 4.625%
HK$54,667
+HK$3,135/mo
Deposit HK$4.56M · loan HK$10.63M · min. income ≈ HK$103,064/mo (50% DSR)
Upfront cash ≈ HK$5.13M (deposit + AVD stamp duty HK$569,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,946
−HK$2,914/mo
▼ 0.25% · 3.875%
HK$55,392
−HK$1,468/mo
Today · 4.125%
HK$56,860
baseline
▲ 0.50% · 4.625%
HK$59,857
+HK$2,997/mo
Deposit HK$4.56M · loan HK$10.63M · min. income ≈ HK$113,720/mo (50% DSR)
Upfront cash ≈ HK$5.13M (deposit + AVD stamp duty HK$569,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,345
−HK$3,910/mo
▼ 0.25% · 3.875%
HK$64,285
−HK$1,970/mo
Today · 4.125%
HK$66,255
baseline
▲ 0.50% · 4.625%
HK$70,286
+HK$4,031/mo
Deposit HK$1.52M · loan HK$13.67M · min. income ≈ HK$132,510/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$569,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,359
−HK$3,747/mo
▼ 0.25% · 3.875%
HK$71,219
−HK$1,887/mo
Today · 4.125%
HK$73,106
baseline
▲ 0.50% · 4.625%
HK$76,959
+HK$3,853/mo
Deposit HK$1.52M · loan HK$13.67M · min. income ≈ HK$146,212/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$569,612 · Scale 2, in force from 26 Feb 2026)