LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,637
−HK$2,172/mo
▼ 0.25% · 3.875%
HK$35,714
−HK$1,095/mo
Today · 4.125%
HK$36,809
baseline
▲ 0.50% · 4.625%
HK$39,049
+HK$2,240/mo
Deposit HK$7.59M · loan HK$7.59M · min. income ≈ HK$73,618/mo (50% DSR)
Upfront cash ≈ HK$8.16M (deposit + AVD stamp duty HK$569,621 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,533
−HK$2,082/mo
▼ 0.25% · 3.875%
HK$39,567
−HK$1,048/mo
Today · 4.125%
HK$40,615
baseline
▲ 0.50% · 4.625%
HK$42,756
+HK$2,141/mo
Deposit HK$7.59M · loan HK$7.59M · min. income ≈ HK$81,230/mo (50% DSR)
Upfront cash ≈ HK$8.16M (deposit + AVD stamp duty HK$569,621 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,564
−HK$2,607/mo
▼ 0.25% · 3.875%
HK$42,857
−HK$1,314/mo
Today · 4.125%
HK$44,171
baseline
▲ 0.50% · 4.625%
HK$46,858
+HK$2,687/mo
Deposit HK$6.08M · loan HK$9.11M · min. income ≈ HK$88,342/mo (50% DSR)
Upfront cash ≈ HK$6.65M (deposit + AVD stamp duty HK$569,621 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,240
−HK$2,498/mo
▼ 0.25% · 3.875%
HK$47,480
−HK$1,258/mo
Today · 4.125%
HK$48,738
baseline
▲ 0.50% · 4.625%
HK$51,307
+HK$2,569/mo
Deposit HK$6.08M · loan HK$9.11M · min. income ≈ HK$97,476/mo (50% DSR)
Upfront cash ≈ HK$6.65M (deposit + AVD stamp duty HK$569,621 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,492
−HK$3,040/mo
▼ 0.25% · 3.875%
HK$50,000
−HK$1,532/mo
Today · 4.125%
HK$51,532
baseline
▲ 0.50% · 4.625%
HK$54,668
+HK$3,136/mo
Deposit HK$4.56M · loan HK$10.63M · min. income ≈ HK$103,064/mo (50% DSR)
Upfront cash ≈ HK$5.13M (deposit + AVD stamp duty HK$569,621 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,946
−HK$2,915/mo
▼ 0.25% · 3.875%
HK$55,393
−HK$1,468/mo
Today · 4.125%
HK$56,861
baseline
▲ 0.50% · 4.625%
HK$59,858
+HK$2,997/mo
Deposit HK$4.56M · loan HK$10.63M · min. income ≈ HK$113,722/mo (50% DSR)
Upfront cash ≈ HK$5.13M (deposit + AVD stamp duty HK$569,621 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,346
−HK$3,910/mo
▼ 0.25% · 3.875%
HK$64,286
−HK$1,970/mo
Today · 4.125%
HK$66,256
baseline
▲ 0.50% · 4.625%
HK$70,288
+HK$4,032/mo
Deposit HK$1.52M · loan HK$13.67M · min. income ≈ HK$132,512/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$569,621 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,360
−HK$3,747/mo
▼ 0.25% · 3.875%
HK$71,220
−HK$1,887/mo
Today · 4.125%
HK$73,107
baseline
▲ 0.50% · 4.625%
HK$76,961
+HK$3,854/mo
Deposit HK$1.52M · loan HK$13.67M · min. income ≈ HK$146,214/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$569,621 · Scale 2, in force from 26 Feb 2026)