LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,638
−HK$2,172/mo
▼ 0.25% · 3.875%
HK$35,715
−HK$1,095/mo
Today · 4.125%
HK$36,810
baseline
▲ 0.50% · 4.625%
HK$39,050
+HK$2,240/mo
Deposit HK$7.60M · loan HK$7.60M · min. income ≈ HK$73,620/mo (50% DSR)
Upfront cash ≈ HK$8.16M (deposit + AVD stamp duty HK$569,641 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,534
−HK$2,082/mo
▼ 0.25% · 3.875%
HK$39,568
−HK$1,048/mo
Today · 4.125%
HK$40,616
baseline
▲ 0.50% · 4.625%
HK$42,757
+HK$2,141/mo
Deposit HK$7.60M · loan HK$7.60M · min. income ≈ HK$81,232/mo (50% DSR)
Upfront cash ≈ HK$8.16M (deposit + AVD stamp duty HK$569,641 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,566
−HK$2,606/mo
▼ 0.25% · 3.875%
HK$42,859
−HK$1,313/mo
Today · 4.125%
HK$44,172
baseline
▲ 0.50% · 4.625%
HK$46,860
+HK$2,688/mo
Deposit HK$6.08M · loan HK$9.11M · min. income ≈ HK$88,344/mo (50% DSR)
Upfront cash ≈ HK$6.65M (deposit + AVD stamp duty HK$569,641 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,241
−HK$2,499/mo
▼ 0.25% · 3.875%
HK$47,482
−HK$1,258/mo
Today · 4.125%
HK$48,740
baseline
▲ 0.50% · 4.625%
HK$51,309
+HK$2,569/mo
Deposit HK$6.08M · loan HK$9.11M · min. income ≈ HK$97,480/mo (50% DSR)
Upfront cash ≈ HK$6.65M (deposit + AVD stamp duty HK$569,641 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,493
−HK$3,041/mo
▼ 0.25% · 3.875%
HK$50,002
−HK$1,532/mo
Today · 4.125%
HK$51,534
baseline
▲ 0.50% · 4.625%
HK$54,670
+HK$3,136/mo
Deposit HK$4.56M · loan HK$10.63M · min. income ≈ HK$103,068/mo (50% DSR)
Upfront cash ≈ HK$5.13M (deposit + AVD stamp duty HK$569,641 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,948
−HK$2,915/mo
▼ 0.25% · 3.875%
HK$55,395
−HK$1,468/mo
Today · 4.125%
HK$56,863
baseline
▲ 0.50% · 4.625%
HK$59,860
+HK$2,997/mo
Deposit HK$4.56M · loan HK$10.63M · min. income ≈ HK$113,726/mo (50% DSR)
Upfront cash ≈ HK$5.13M (deposit + AVD stamp duty HK$569,641 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,348
−HK$3,910/mo
▼ 0.25% · 3.875%
HK$64,288
−HK$1,970/mo
Today · 4.125%
HK$66,258
baseline
▲ 0.50% · 4.625%
HK$70,290
+HK$4,032/mo
Deposit HK$1.52M · loan HK$13.67M · min. income ≈ HK$132,516/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$569,641 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,362
−HK$3,747/mo
▼ 0.25% · 3.875%
HK$71,222
−HK$1,887/mo
Today · 4.125%
HK$73,109
baseline
▲ 0.50% · 4.625%
HK$76,963
+HK$3,854/mo
Deposit HK$1.52M · loan HK$13.67M · min. income ≈ HK$146,218/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$569,641 · Scale 2, in force from 26 Feb 2026)