LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,641
−HK$2,173/mo
▼ 0.25% · 3.875%
HK$35,719
−HK$1,095/mo
Today · 4.125%
HK$36,814
baseline
▲ 0.50% · 4.625%
HK$39,054
+HK$2,240/mo
Deposit HK$7.60M · loan HK$7.60M · min. income ≈ HK$73,628/mo (50% DSR)
Upfront cash ≈ HK$8.17M (deposit + AVD stamp duty HK$569,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,538
−HK$2,082/mo
▼ 0.25% · 3.875%
HK$39,572
−HK$1,048/mo
Today · 4.125%
HK$40,620
baseline
▲ 0.50% · 4.625%
HK$42,761
+HK$2,141/mo
Deposit HK$7.60M · loan HK$7.60M · min. income ≈ HK$81,240/mo (50% DSR)
Upfront cash ≈ HK$8.17M (deposit + AVD stamp duty HK$569,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,570
−HK$2,606/mo
▼ 0.25% · 3.875%
HK$42,863
−HK$1,313/mo
Today · 4.125%
HK$44,176
baseline
▲ 0.50% · 4.625%
HK$46,864
+HK$2,688/mo
Deposit HK$6.08M · loan HK$9.12M · min. income ≈ HK$88,352/mo (50% DSR)
Upfront cash ≈ HK$6.65M (deposit + AVD stamp duty HK$569,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,246
−HK$2,498/mo
▼ 0.25% · 3.875%
HK$47,486
−HK$1,258/mo
Today · 4.125%
HK$48,744
baseline
▲ 0.50% · 4.625%
HK$51,314
+HK$2,570/mo
Deposit HK$6.08M · loan HK$9.12M · min. income ≈ HK$97,488/mo (50% DSR)
Upfront cash ≈ HK$6.65M (deposit + AVD stamp duty HK$569,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,498
−HK$3,041/mo
▼ 0.25% · 3.875%
HK$50,006
−HK$1,533/mo
Today · 4.125%
HK$51,539
baseline
▲ 0.50% · 4.625%
HK$54,675
+HK$3,136/mo
Deposit HK$4.56M · loan HK$10.63M · min. income ≈ HK$103,078/mo (50% DSR)
Upfront cash ≈ HK$5.13M (deposit + AVD stamp duty HK$569,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,953
−HK$2,915/mo
▼ 0.25% · 3.875%
HK$55,400
−HK$1,468/mo
Today · 4.125%
HK$56,868
baseline
▲ 0.50% · 4.625%
HK$59,866
+HK$2,998/mo
Deposit HK$4.56M · loan HK$10.63M · min. income ≈ HK$113,736/mo (50% DSR)
Upfront cash ≈ HK$5.13M (deposit + AVD stamp duty HK$569,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,354
−HK$3,911/mo
▼ 0.25% · 3.875%
HK$64,294
−HK$1,971/mo
Today · 4.125%
HK$66,265
baseline
▲ 0.50% · 4.625%
HK$70,297
+HK$4,032/mo
Deposit HK$1.52M · loan HK$13.67M · min. income ≈ HK$132,530/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$569,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,369
−HK$3,747/mo
▼ 0.25% · 3.875%
HK$71,229
−HK$1,887/mo
Today · 4.125%
HK$73,116
baseline
▲ 0.50% · 4.625%
HK$76,971
+HK$3,855/mo
Deposit HK$1.52M · loan HK$13.67M · min. income ≈ HK$146,232/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$569,696 · Scale 2, in force from 26 Feb 2026)