LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,644
−HK$2,172/mo
▼ 0.25% · 3.875%
HK$35,722
−HK$1,094/mo
Today · 4.125%
HK$36,816
baseline
▲ 0.50% · 4.625%
HK$39,057
+HK$2,241/mo
Deposit HK$7.60M · loan HK$7.60M · min. income ≈ HK$73,632/mo (50% DSR)
Upfront cash ≈ HK$8.17M (deposit + AVD stamp duty HK$569,737 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,541
−HK$2,082/mo
▼ 0.25% · 3.875%
HK$39,575
−HK$1,048/mo
Today · 4.125%
HK$40,623
baseline
▲ 0.50% · 4.625%
HK$42,765
+HK$2,142/mo
Deposit HK$7.60M · loan HK$7.60M · min. income ≈ HK$81,246/mo (50% DSR)
Upfront cash ≈ HK$8.17M (deposit + AVD stamp duty HK$569,737 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,573
−HK$2,607/mo
▼ 0.25% · 3.875%
HK$42,866
−HK$1,314/mo
Today · 4.125%
HK$44,180
baseline
▲ 0.50% · 4.625%
HK$46,868
+HK$2,688/mo
Deposit HK$6.08M · loan HK$9.12M · min. income ≈ HK$88,360/mo (50% DSR)
Upfront cash ≈ HK$6.65M (deposit + AVD stamp duty HK$569,737 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,249
−HK$2,499/mo
▼ 0.25% · 3.875%
HK$47,490
−HK$1,258/mo
Today · 4.125%
HK$48,748
baseline
▲ 0.50% · 4.625%
HK$51,317
+HK$2,569/mo
Deposit HK$6.08M · loan HK$9.12M · min. income ≈ HK$97,496/mo (50% DSR)
Upfront cash ≈ HK$6.65M (deposit + AVD stamp duty HK$569,737 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,501
−HK$3,042/mo
▼ 0.25% · 3.875%
HK$50,010
−HK$1,533/mo
Today · 4.125%
HK$51,543
baseline
▲ 0.50% · 4.625%
HK$54,679
+HK$3,136/mo
Deposit HK$4.56M · loan HK$10.64M · min. income ≈ HK$103,086/mo (50% DSR)
Upfront cash ≈ HK$5.13M (deposit + AVD stamp duty HK$569,737 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,957
−HK$2,916/mo
▼ 0.25% · 3.875%
HK$55,404
−HK$1,469/mo
Today · 4.125%
HK$56,873
baseline
▲ 0.50% · 4.625%
HK$59,870
+HK$2,997/mo
Deposit HK$4.56M · loan HK$10.64M · min. income ≈ HK$113,746/mo (50% DSR)
Upfront cash ≈ HK$5.13M (deposit + AVD stamp duty HK$569,737 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,359
−HK$3,910/mo
▼ 0.25% · 3.875%
HK$64,299
−HK$1,970/mo
Today · 4.125%
HK$66,269
baseline
▲ 0.50% · 4.625%
HK$70,302
+HK$4,033/mo
Deposit HK$1.52M · loan HK$13.67M · min. income ≈ HK$132,538/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$569,737 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,374
−HK$3,748/mo
▼ 0.25% · 3.875%
HK$71,234
−HK$1,888/mo
Today · 4.125%
HK$73,122
baseline
▲ 0.50% · 4.625%
HK$76,976
+HK$3,854/mo
Deposit HK$1.52M · loan HK$13.67M · min. income ≈ HK$146,244/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$569,737 · Scale 2, in force from 26 Feb 2026)