LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,645
−HK$2,172/mo
▼ 0.25% · 3.875%
HK$35,722
−HK$1,095/mo
Today · 4.125%
HK$36,817
baseline
▲ 0.50% · 4.625%
HK$39,058
+HK$2,241/mo
Deposit HK$7.60M · loan HK$7.60M · min. income ≈ HK$73,634/mo (50% DSR)
Upfront cash ≈ HK$8.17M (deposit + AVD stamp duty HK$569,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,542
−HK$2,082/mo
▼ 0.25% · 3.875%
HK$39,576
−HK$1,048/mo
Today · 4.125%
HK$40,624
baseline
▲ 0.50% · 4.625%
HK$42,766
+HK$2,142/mo
Deposit HK$7.60M · loan HK$7.60M · min. income ≈ HK$81,248/mo (50% DSR)
Upfront cash ≈ HK$8.17M (deposit + AVD stamp duty HK$569,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,574
−HK$2,607/mo
▼ 0.25% · 3.875%
HK$42,867
−HK$1,314/mo
Today · 4.125%
HK$44,181
baseline
▲ 0.50% · 4.625%
HK$46,869
+HK$2,688/mo
Deposit HK$6.08M · loan HK$9.12M · min. income ≈ HK$88,362/mo (50% DSR)
Upfront cash ≈ HK$6.65M (deposit + AVD stamp duty HK$569,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,250
−HK$2,499/mo
▼ 0.25% · 3.875%
HK$47,491
−HK$1,258/mo
Today · 4.125%
HK$48,749
baseline
▲ 0.50% · 4.625%
HK$51,319
+HK$2,570/mo
Deposit HK$6.08M · loan HK$9.12M · min. income ≈ HK$97,498/mo (50% DSR)
Upfront cash ≈ HK$6.65M (deposit + AVD stamp duty HK$569,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,503
−HK$3,041/mo
▼ 0.25% · 3.875%
HK$50,011
−HK$1,533/mo
Today · 4.125%
HK$51,544
baseline
▲ 0.50% · 4.625%
HK$54,681
+HK$3,137/mo
Deposit HK$4.56M · loan HK$10.64M · min. income ≈ HK$103,088/mo (50% DSR)
Upfront cash ≈ HK$5.13M (deposit + AVD stamp duty HK$569,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,959
−HK$2,915/mo
▼ 0.25% · 3.875%
HK$55,406
−HK$1,468/mo
Today · 4.125%
HK$56,874
baseline
▲ 0.50% · 4.625%
HK$59,872
+HK$2,998/mo
Deposit HK$4.56M · loan HK$10.64M · min. income ≈ HK$113,748/mo (50% DSR)
Upfront cash ≈ HK$5.13M (deposit + AVD stamp duty HK$569,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,361
−HK$3,910/mo
▼ 0.25% · 3.875%
HK$64,300
−HK$1,971/mo
Today · 4.125%
HK$66,271
baseline
▲ 0.50% · 4.625%
HK$70,304
+HK$4,033/mo
Deposit HK$1.52M · loan HK$13.67M · min. income ≈ HK$132,542/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$569,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,375
−HK$3,749/mo
▼ 0.25% · 3.875%
HK$71,236
−HK$1,888/mo
Today · 4.125%
HK$73,124
baseline
▲ 0.50% · 4.625%
HK$76,978
+HK$3,854/mo
Deposit HK$1.52M · loan HK$13.67M · min. income ≈ HK$146,248/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$569,751 · Scale 2, in force from 26 Feb 2026)