LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,646
−HK$2,173/mo
▼ 0.25% · 3.875%
HK$35,724
−HK$1,095/mo
Today · 4.125%
HK$36,819
baseline
▲ 0.50% · 4.625%
HK$39,059
+HK$2,240/mo
Deposit HK$7.60M · loan HK$7.60M · min. income ≈ HK$73,638/mo (50% DSR)
Upfront cash ≈ HK$8.17M (deposit + AVD stamp duty HK$569,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,543
−HK$2,083/mo
▼ 0.25% · 3.875%
HK$39,577
−HK$1,049/mo
Today · 4.125%
HK$40,626
baseline
▲ 0.50% · 4.625%
HK$42,767
+HK$2,141/mo
Deposit HK$7.60M · loan HK$7.60M · min. income ≈ HK$81,252/mo (50% DSR)
Upfront cash ≈ HK$8.17M (deposit + AVD stamp duty HK$569,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,575
−HK$2,607/mo
▼ 0.25% · 3.875%
HK$42,868
−HK$1,314/mo
Today · 4.125%
HK$44,182
baseline
▲ 0.50% · 4.625%
HK$46,871
+HK$2,689/mo
Deposit HK$6.08M · loan HK$9.12M · min. income ≈ HK$88,364/mo (50% DSR)
Upfront cash ≈ HK$6.65M (deposit + AVD stamp duty HK$569,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,252
−HK$2,499/mo
▼ 0.25% · 3.875%
HK$47,492
−HK$1,259/mo
Today · 4.125%
HK$48,751
baseline
▲ 0.50% · 4.625%
HK$51,320
+HK$2,569/mo
Deposit HK$6.08M · loan HK$9.12M · min. income ≈ HK$97,502/mo (50% DSR)
Upfront cash ≈ HK$6.65M (deposit + AVD stamp duty HK$569,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,504
−HK$3,042/mo
▼ 0.25% · 3.875%
HK$50,013
−HK$1,533/mo
Today · 4.125%
HK$51,546
baseline
▲ 0.50% · 4.625%
HK$54,682
+HK$3,136/mo
Deposit HK$4.56M · loan HK$10.64M · min. income ≈ HK$103,092/mo (50% DSR)
Upfront cash ≈ HK$5.13M (deposit + AVD stamp duty HK$569,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,961
−HK$2,915/mo
▼ 0.25% · 3.875%
HK$55,408
−HK$1,468/mo
Today · 4.125%
HK$56,876
baseline
▲ 0.50% · 4.625%
HK$59,874
+HK$2,998/mo
Deposit HK$4.56M · loan HK$10.64M · min. income ≈ HK$113,752/mo (50% DSR)
Upfront cash ≈ HK$5.13M (deposit + AVD stamp duty HK$569,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,363
−HK$3,910/mo
▼ 0.25% · 3.875%
HK$64,303
−HK$1,970/mo
Today · 4.125%
HK$66,273
baseline
▲ 0.50% · 4.625%
HK$70,306
+HK$4,033/mo
Deposit HK$1.52M · loan HK$13.67M · min. income ≈ HK$132,546/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$569,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,378
−HK$3,748/mo
▼ 0.25% · 3.875%
HK$71,239
−HK$1,887/mo
Today · 4.125%
HK$73,126
baseline
▲ 0.50% · 4.625%
HK$76,981
+HK$3,855/mo
Deposit HK$1.52M · loan HK$13.67M · min. income ≈ HK$146,252/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$569,771 · Scale 2, in force from 26 Feb 2026)