LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,647
−HK$2,172/mo
▼ 0.25% · 3.875%
HK$35,724
−HK$1,095/mo
Today · 4.125%
HK$36,819
baseline
▲ 0.50% · 4.625%
HK$39,060
+HK$2,241/mo
Deposit HK$7.60M · loan HK$7.60M · min. income ≈ HK$73,638/mo (50% DSR)
Upfront cash ≈ HK$8.17M (deposit + AVD stamp duty HK$569,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,544
−HK$2,083/mo
▼ 0.25% · 3.875%
HK$39,578
−HK$1,049/mo
Today · 4.125%
HK$40,627
baseline
▲ 0.50% · 4.625%
HK$42,768
+HK$2,141/mo
Deposit HK$7.60M · loan HK$7.60M · min. income ≈ HK$81,254/mo (50% DSR)
Upfront cash ≈ HK$8.17M (deposit + AVD stamp duty HK$569,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,576
−HK$2,607/mo
▼ 0.25% · 3.875%
HK$42,869
−HK$1,314/mo
Today · 4.125%
HK$44,183
baseline
▲ 0.50% · 4.625%
HK$46,872
+HK$2,689/mo
Deposit HK$6.08M · loan HK$9.12M · min. income ≈ HK$88,366/mo (50% DSR)
Upfront cash ≈ HK$6.65M (deposit + AVD stamp duty HK$569,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,253
−HK$2,499/mo
▼ 0.25% · 3.875%
HK$47,493
−HK$1,259/mo
Today · 4.125%
HK$48,752
baseline
▲ 0.50% · 4.625%
HK$51,322
+HK$2,570/mo
Deposit HK$6.08M · loan HK$9.12M · min. income ≈ HK$97,504/mo (50% DSR)
Upfront cash ≈ HK$6.65M (deposit + AVD stamp duty HK$569,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,505
−HK$3,042/mo
▼ 0.25% · 3.875%
HK$50,014
−HK$1,533/mo
Today · 4.125%
HK$51,547
baseline
▲ 0.50% · 4.625%
HK$54,684
+HK$3,137/mo
Deposit HK$4.56M · loan HK$10.64M · min. income ≈ HK$103,094/mo (50% DSR)
Upfront cash ≈ HK$5.13M (deposit + AVD stamp duty HK$569,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,962
−HK$2,915/mo
▼ 0.25% · 3.875%
HK$55,409
−HK$1,468/mo
Today · 4.125%
HK$56,877
baseline
▲ 0.50% · 4.625%
HK$59,875
+HK$2,998/mo
Deposit HK$4.56M · loan HK$10.64M · min. income ≈ HK$113,754/mo (50% DSR)
Upfront cash ≈ HK$5.13M (deposit + AVD stamp duty HK$569,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,364
−HK$3,911/mo
▼ 0.25% · 3.875%
HK$64,304
−HK$1,971/mo
Today · 4.125%
HK$66,275
baseline
▲ 0.50% · 4.625%
HK$70,307
+HK$4,032/mo
Deposit HK$1.52M · loan HK$13.67M · min. income ≈ HK$132,550/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$569,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,379
−HK$3,749/mo
▼ 0.25% · 3.875%
HK$71,240
−HK$1,888/mo
Today · 4.125%
HK$73,128
baseline
▲ 0.50% · 4.625%
HK$76,982
+HK$3,854/mo
Deposit HK$1.52M · loan HK$13.67M · min. income ≈ HK$146,256/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$569,783 · Scale 2, in force from 26 Feb 2026)