LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,651
−HK$2,173/mo
▼ 0.25% · 3.875%
HK$35,728
−HK$1,096/mo
Today · 4.125%
HK$36,824
baseline
▲ 0.50% · 4.625%
HK$39,064
+HK$2,240/mo
Deposit HK$7.60M · loan HK$7.60M · min. income ≈ HK$73,648/mo (50% DSR)
Upfront cash ≈ HK$8.17M (deposit + AVD stamp duty HK$569,848 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,548
−HK$2,083/mo
▼ 0.25% · 3.875%
HK$39,582
−HK$1,049/mo
Today · 4.125%
HK$40,631
baseline
▲ 0.50% · 4.625%
HK$42,773
+HK$2,142/mo
Deposit HK$7.60M · loan HK$7.60M · min. income ≈ HK$81,262/mo (50% DSR)
Upfront cash ≈ HK$8.17M (deposit + AVD stamp duty HK$569,848 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,581
−HK$2,607/mo
▼ 0.25% · 3.875%
HK$42,874
−HK$1,314/mo
Today · 4.125%
HK$44,188
baseline
▲ 0.50% · 4.625%
HK$46,877
+HK$2,689/mo
Deposit HK$6.08M · loan HK$9.12M · min. income ≈ HK$88,376/mo (50% DSR)
Upfront cash ≈ HK$6.65M (deposit + AVD stamp duty HK$569,848 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,258
−HK$2,499/mo
▼ 0.25% · 3.875%
HK$47,499
−HK$1,258/mo
Today · 4.125%
HK$48,757
baseline
▲ 0.50% · 4.625%
HK$51,327
+HK$2,570/mo
Deposit HK$6.08M · loan HK$9.12M · min. income ≈ HK$97,514/mo (50% DSR)
Upfront cash ≈ HK$6.65M (deposit + AVD stamp duty HK$569,848 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,511
−HK$3,042/mo
▼ 0.25% · 3.875%
HK$50,020
−HK$1,533/mo
Today · 4.125%
HK$51,553
baseline
▲ 0.50% · 4.625%
HK$54,690
+HK$3,137/mo
Deposit HK$4.56M · loan HK$10.64M · min. income ≈ HK$103,106/mo (50% DSR)
Upfront cash ≈ HK$5.13M (deposit + AVD stamp duty HK$569,848 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,968
−HK$2,916/mo
▼ 0.25% · 3.875%
HK$55,415
−HK$1,469/mo
Today · 4.125%
HK$56,884
baseline
▲ 0.50% · 4.625%
HK$59,882
+HK$2,998/mo
Deposit HK$4.56M · loan HK$10.64M · min. income ≈ HK$113,768/mo (50% DSR)
Upfront cash ≈ HK$5.13M (deposit + AVD stamp duty HK$569,848 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,371
−HK$3,911/mo
▼ 0.25% · 3.875%
HK$64,311
−HK$1,971/mo
Today · 4.125%
HK$66,282
baseline
▲ 0.50% · 4.625%
HK$70,315
+HK$4,033/mo
Deposit HK$1.52M · loan HK$13.68M · min. income ≈ HK$132,564/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$569,848 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,387
−HK$3,749/mo
▼ 0.25% · 3.875%
HK$71,248
−HK$1,888/mo
Today · 4.125%
HK$73,136
baseline
▲ 0.50% · 4.625%
HK$76,991
+HK$3,855/mo
Deposit HK$1.52M · loan HK$13.68M · min. income ≈ HK$146,272/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$569,848 · Scale 2, in force from 26 Feb 2026)