LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,651
−HK$2,173/mo
▼ 0.25% · 3.875%
HK$35,729
−HK$1,095/mo
Today · 4.125%
HK$36,824
baseline
▲ 0.50% · 4.625%
HK$39,065
+HK$2,241/mo
Deposit HK$7.60M · loan HK$7.60M · min. income ≈ HK$73,648/mo (50% DSR)
Upfront cash ≈ HK$8.17M (deposit + AVD stamp duty HK$569,854 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,549
−HK$2,083/mo
▼ 0.25% · 3.875%
HK$39,583
−HK$1,049/mo
Today · 4.125%
HK$40,632
baseline
▲ 0.50% · 4.625%
HK$42,773
+HK$2,141/mo
Deposit HK$7.60M · loan HK$7.60M · min. income ≈ HK$81,264/mo (50% DSR)
Upfront cash ≈ HK$8.17M (deposit + AVD stamp duty HK$569,854 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,581
−HK$2,608/mo
▼ 0.25% · 3.875%
HK$42,875
−HK$1,314/mo
Today · 4.125%
HK$44,189
baseline
▲ 0.50% · 4.625%
HK$46,878
+HK$2,689/mo
Deposit HK$6.08M · loan HK$9.12M · min. income ≈ HK$88,378/mo (50% DSR)
Upfront cash ≈ HK$6.65M (deposit + AVD stamp duty HK$569,854 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,259
−HK$2,499/mo
▼ 0.25% · 3.875%
HK$47,499
−HK$1,259/mo
Today · 4.125%
HK$48,758
baseline
▲ 0.50% · 4.625%
HK$51,328
+HK$2,570/mo
Deposit HK$6.08M · loan HK$9.12M · min. income ≈ HK$97,516/mo (50% DSR)
Upfront cash ≈ HK$6.65M (deposit + AVD stamp duty HK$569,854 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,511
−HK$3,043/mo
▼ 0.25% · 3.875%
HK$50,020
−HK$1,534/mo
Today · 4.125%
HK$51,554
baseline
▲ 0.50% · 4.625%
HK$54,690
+HK$3,136/mo
Deposit HK$4.56M · loan HK$10.64M · min. income ≈ HK$103,108/mo (50% DSR)
Upfront cash ≈ HK$5.13M (deposit + AVD stamp duty HK$569,854 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,968
−HK$2,916/mo
▼ 0.25% · 3.875%
HK$55,416
−HK$1,468/mo
Today · 4.125%
HK$56,884
baseline
▲ 0.50% · 4.625%
HK$59,883
+HK$2,999/mo
Deposit HK$4.56M · loan HK$10.64M · min. income ≈ HK$113,768/mo (50% DSR)
Upfront cash ≈ HK$5.13M (deposit + AVD stamp duty HK$569,854 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,372
−HK$3,911/mo
▼ 0.25% · 3.875%
HK$64,312
−HK$1,971/mo
Today · 4.125%
HK$66,283
baseline
▲ 0.50% · 4.625%
HK$70,316
+HK$4,033/mo
Deposit HK$1.52M · loan HK$13.68M · min. income ≈ HK$132,566/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$569,854 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,388
−HK$3,749/mo
▼ 0.25% · 3.875%
HK$71,249
−HK$1,888/mo
Today · 4.125%
HK$73,137
baseline
▲ 0.50% · 4.625%
HK$76,992
+HK$3,855/mo
Deposit HK$1.52M · loan HK$13.68M · min. income ≈ HK$146,274/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$569,854 · Scale 2, in force from 26 Feb 2026)