LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,652
−HK$2,173/mo
▼ 0.25% · 3.875%
HK$35,730
−HK$1,095/mo
Today · 4.125%
HK$36,825
baseline
▲ 0.50% · 4.625%
HK$39,066
+HK$2,241/mo
Deposit HK$7.60M · loan HK$7.60M · min. income ≈ HK$73,650/mo (50% DSR)
Upfront cash ≈ HK$8.17M (deposit + AVD stamp duty HK$569,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,550
−HK$2,083/mo
▼ 0.25% · 3.875%
HK$39,584
−HK$1,049/mo
Today · 4.125%
HK$40,633
baseline
▲ 0.50% · 4.625%
HK$42,775
+HK$2,142/mo
Deposit HK$7.60M · loan HK$7.60M · min. income ≈ HK$81,266/mo (50% DSR)
Upfront cash ≈ HK$8.17M (deposit + AVD stamp duty HK$569,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,583
−HK$2,607/mo
▼ 0.25% · 3.875%
HK$42,876
−HK$1,314/mo
Today · 4.125%
HK$44,190
baseline
▲ 0.50% · 4.625%
HK$46,879
+HK$2,689/mo
Deposit HK$6.08M · loan HK$9.12M · min. income ≈ HK$88,380/mo (50% DSR)
Upfront cash ≈ HK$6.65M (deposit + AVD stamp duty HK$569,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,260
−HK$2,500/mo
▼ 0.25% · 3.875%
HK$47,501
−HK$1,259/mo
Today · 4.125%
HK$48,760
baseline
▲ 0.50% · 4.625%
HK$51,330
+HK$2,570/mo
Deposit HK$6.08M · loan HK$9.12M · min. income ≈ HK$97,520/mo (50% DSR)
Upfront cash ≈ HK$6.65M (deposit + AVD stamp duty HK$569,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,513
−HK$3,043/mo
▼ 0.25% · 3.875%
HK$50,022
−HK$1,534/mo
Today · 4.125%
HK$51,556
baseline
▲ 0.50% · 4.625%
HK$54,693
+HK$3,137/mo
Deposit HK$4.56M · loan HK$10.64M · min. income ≈ HK$103,112/mo (50% DSR)
Upfront cash ≈ HK$5.13M (deposit + AVD stamp duty HK$569,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,971
−HK$2,915/mo
▼ 0.25% · 3.875%
HK$55,418
−HK$1,468/mo
Today · 4.125%
HK$56,886
baseline
▲ 0.50% · 4.625%
HK$59,885
+HK$2,999/mo
Deposit HK$4.56M · loan HK$10.64M · min. income ≈ HK$113,772/mo (50% DSR)
Upfront cash ≈ HK$5.13M (deposit + AVD stamp duty HK$569,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,374
−HK$3,912/mo
▼ 0.25% · 3.875%
HK$64,314
−HK$1,972/mo
Today · 4.125%
HK$66,286
baseline
▲ 0.50% · 4.625%
HK$70,319
+HK$4,033/mo
Deposit HK$1.52M · loan HK$13.68M · min. income ≈ HK$132,572/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$569,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,391
−HK$3,749/mo
▼ 0.25% · 3.875%
HK$71,252
−HK$1,888/mo
Today · 4.125%
HK$73,140
baseline
▲ 0.50% · 4.625%
HK$76,995
+HK$3,855/mo
Deposit HK$1.52M · loan HK$13.68M · min. income ≈ HK$146,280/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$569,876 · Scale 2, in force from 26 Feb 2026)